Citizens Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Citizens Community Bancorp has total assets of $1.8B and total equity of $172.8M. Total deposits are $1.5B, and total loans are $1.4B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $28.6M.
Key information
10.5x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$1.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$28.64m |
Recent financial health updates
No updates
Recent updates
Citizens Community: An Undervalued Dividend Growth Stock
May 16Citizens Community Bancorp, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
May 02
Citizens Community Bancorp (NASDAQ:CZWI) Will Pay A Larger Dividend Than Last Year At $0.32
Feb 01Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29
Jan 27Citizens Community Bancorp GAAP EPS of $0.41, revenue of $16.17M
Jul 25Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26
Feb 03Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?
Mar 31If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today
Mar 05Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend
Feb 05Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Jan 30
Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)
Jan 24What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?
Dec 20A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns
Nov 24Citizens Community Bancorp EPS beats by $0.12, beats on revenue
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CZWI's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: CZWI has a sufficient allowance for bad loans (257%).
Low Risk Liabilities: 93% of CZWI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CZWI has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: CZWI's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: CZWI has an appropriate level of bad loans (0.6%).