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Berkshire Hills Bancorp, Inc.NYSE:BHLB Stock Report

Market Cap US$1.1b
Share Price
US$24.35
My Fair Value
AN
AnalystConsensusTarget
US$32
23.1% undervalued intrinsic discount
1Y-3.8%
7D0.04%
Portfolio Value
View

Berkshire Hills Bancorp, Inc.

NYSE:BHLB Stock Report

Market Cap: US$1.1b

Berkshire Hills Bancorp (BHLB) Stock Overview

Operates as the bank holding company for Berkshire Bank that provides commercial and retail banking consumer lending, private banking and wealth management services in the United States. More details

BHLB fundamental analysis
Snowflake Score
Valuation6/6
Future Growth5/6
Past Performance5/6
Financial Health6/6
Dividends2/6

BHLB Community Fair Values

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US$31.66
FV
23.1% undervalued intrinsic discount
60.41%
Revenue growth p.a.
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Berkshire Hills Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Berkshire Hills Bancorp
Historical stock prices
Current Share PriceUS$24.35
52 Week HighUS$32.36
52 Week LowUS$22.27
Beta0.66
1 Month Change-7.10%
3 Month Change-8.29%
1 Year Change-3.83%
3 Year Change-19.18%
5 Year Change143.74%
Change since IPO97.77%

Recent News & Updates

This Is Why Berkshire Hills Bancorp, Inc.'s (NYSE:BHLB) CEO Compensation Looks Appropriate

May 15
This Is Why Berkshire Hills Bancorp, Inc.'s (NYSE:BHLB) CEO Compensation Looks Appropriate

Recent updates

This Is Why Berkshire Hills Bancorp, Inc.'s (NYSE:BHLB) CEO Compensation Looks Appropriate

May 15
This Is Why Berkshire Hills Bancorp, Inc.'s (NYSE:BHLB) CEO Compensation Looks Appropriate

Merger Presents Growth Opportunity For Berkshire Hills Bancorp

May 09

Berkshire Hills Bancorp (NYSE:BHLB) Is Paying Out A Dividend Of $0.18

Nov 07
Berkshire Hills Bancorp (NYSE:BHLB) Is Paying Out A Dividend Of $0.18
author-image

Digital Expansion And Strategic Optimisation Set The Stage For Thriving Bank Growth

Investments in digital products and branch sales enhance efficiency, profitability, and client relationships, supporting revenue growth and customer acquisition.

Berkshire Hills Bancorp: Earnings Likely To Bounce Back, But Risks Are High

May 01

BHLB: Surprise Q4 Loss Is Nothing To Worry About

Feb 02

Berkshire Hills Bancorp (NYSE:BHLB) Will Pay A Dividend Of $0.18

Nov 06
Berkshire Hills Bancorp (NYSE:BHLB) Will Pay A Dividend Of $0.18

Berkshire Hills Bancorp: Earnings Outlook Remains Positive (Rating Upgrade)

Jun 13

Berkshire Hills Bancorp declares $0.18 dividend

Feb 03

Berkshire Hills Bancorp announces $50M stock buyback program

Jan 25

Berkshire Hills Bancorp: Earnings Likely To Recover Thanks To Topline Growth

Jan 03

Shareholder Returns

BHLBUS BanksUS Market
7D0.04%0.5%2.4%
1Y-3.8%26.3%20.2%

Return vs Industry: BHLB underperformed the US Banks industry which returned 26.3% over the past year.

Return vs Market: BHLB underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is BHLB's price volatile compared to industry and market?
BHLB volatility
BHLB Average Weekly Movement3.7%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: BHLB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BHLB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18461,186Nitin Mhatrewww.berkshirebank.com

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides commercial and retail banking consumer lending, private banking and wealth management services in the United States. The company provides various deposit accounts, including demand deposit, interest-bearing checking, regular savings, money market savings, time certificates of deposit, and retirement deposit accounts. It offers loans, such as commercial real estate, commercial and industrial, residential mortgage, and consumer loans, as well as residential mortgages and commercial loan participations; and revolving loans, lines of credit, letters of credit, time notes and SBA guaranteed loans.

Berkshire Hills Bancorp, Inc. Fundamentals Summary

How do Berkshire Hills Bancorp's earnings and revenue compare to its market cap?
BHLB fundamental statistics
Market capUS$1.11b
Earnings (TTM)US$113.25m
Revenue (TTM)US$438.91m
9.8x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BHLB income statement (TTM)
RevenueUS$438.91m
Cost of RevenueUS$0
Gross ProfitUS$438.91m
Other ExpensesUS$325.66m
EarningsUS$113.25m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.48
Gross Margin100.00%
Net Profit Margin25.80%
Debt/Equity Ratio47.9%

How did BHLB perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
28%
Payout Ratio

Does BHLB pay a reliable dividends?

See BHLB dividend history and benchmarks
When do you need to buy BHLB by to receive an upcoming dividend?
Berkshire Hills Bancorp dividend dates
Ex Dividend DateAug 14 2025
Dividend Pay DateAug 21 2025
Days until Ex dividend4 days
Days until Dividend pay date11 days

Does BHLB pay a reliable dividends?

See BHLB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/10 02:11
End of Day Share Price 2025/08/08 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Berkshire Hills Bancorp, Inc. is covered by 14 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David BishopD.A. Davidson & Co.
David BishopDrexel Hamilton
Christopher MarinacFIG Partners