Berkshire Hills Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Berkshire Hills Bancorp has total assets of $12.1B and total equity of $1.0B. Total deposits are $9.9B, and total loans are $9.0B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $1.2B.
Key information
12x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$9.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.20b |
Recent financial health updates
No updates
Recent updates
Berkshire Hills Bancorp: Earnings Likely To Bounce Back, But Risks Are High
May 01BHLB: Surprise Q4 Loss Is Nothing To Worry About
Feb 02Berkshire Hills Bancorp (NYSE:BHLB) Will Pay A Dividend Of $0.18
Nov 06
Berkshire Hills Bancorp: Earnings Outlook Remains Positive (Rating Upgrade)
Jun 13Berkshire Hills Bancorp declares $0.18 dividend
Feb 03Berkshire Hills Bancorp announces $50M stock buyback program
Jan 25Berkshire Hills Bancorp: Earnings Likely To Recover Thanks To Topline Growth
Jan 03Berkshire Hills Bancorp (NYSE:BHLB) Is Increasing Its Dividend To $0.18
Nov 07Berkshire Hills Bancorp raises dividend by 50% to $0.18
Nov 04Berkshire Hills Bancorp Non-GAAP EPS of $0.62 beats by $0.03, revenue of $108.81M beats by $2.87M
Oct 20Berkshire Hills Bancorp's Subhadeep Basu steps down from CFO role
Oct 13Berkshire Hills Bancorp Non-GAAP EPS of $0.51 beats by $0.04, revenue of $97.71M beats by $0.93M
Jul 20Berkshire Hills Bancorp Is Trading At Over 15 Times Earnings, So I'm On The Sidelines
Jun 03Berkshire Hills Bancorp: Earnings To Dip Due To A Lower Loan Balance, Higher Provision Expense
Jan 26Berkshire Hills Bancorp, Inc. Just Beat Revenue By 8.5%: Here's What Analysts Think Will Happen Next
Jan 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BHLB's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: BHLB has a sufficient allowance for bad loans (500%).
Low Risk Liabilities: 89% of BHLB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BHLB has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: BHLB's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: BHLB has an appropriate level of bad loans (0.2%).