Berkshire Hills Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Berkshire Hills Bancorp has total assets of $11.6B and total equity of $1.1B. Total deposits are $9.6B, and total loans are $9.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $575.5M.
Key information
10.8x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$9.58b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$575.53m |
Recent financial health updates
No updates
Recent updates
Berkshire Hills Bancorp (NYSE:BHLB) Is Paying Out A Dividend Of $0.18
Nov 07
Berkshire Hills Bancorp: Earnings Likely To Bounce Back, But Risks Are High
May 01BHLB: Surprise Q4 Loss Is Nothing To Worry About
Feb 02Berkshire Hills Bancorp (NYSE:BHLB) Will Pay A Dividend Of $0.18
Nov 06Berkshire Hills Bancorp: Earnings Outlook Remains Positive (Rating Upgrade)
Jun 13Berkshire Hills Bancorp declares $0.18 dividend
Feb 03Berkshire Hills Bancorp announces $50M stock buyback program
Jan 25Berkshire Hills Bancorp: Earnings Likely To Recover Thanks To Topline Growth
Jan 03Berkshire Hills Bancorp (NYSE:BHLB) Is Increasing Its Dividend To $0.18
Nov 07Berkshire Hills Bancorp raises dividend by 50% to $0.18
Nov 04Berkshire Hills Bancorp Non-GAAP EPS of $0.62 beats by $0.03, revenue of $108.81M beats by $2.87M
Oct 20Berkshire Hills Bancorp's Subhadeep Basu steps down from CFO role
Oct 13Berkshire Hills Bancorp Non-GAAP EPS of $0.51 beats by $0.04, revenue of $97.71M beats by $0.93M
Jul 20Berkshire Hills Bancorp Is Trading At Over 15 Times Earnings, So I'm On The Sidelines
Jun 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BHLB's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: BHLB has a sufficient allowance for bad loans (467%).
Low Risk Liabilities: 91% of BHLB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BHLB has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: BHLB's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: BHLB has an appropriate level of bad loans (0.3%).