CF Bankshares Past Earnings Performance
Past criteria checks 1/6
CF Bankshares's earnings have been declining at an average annual rate of -0.9%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 1.3% per year. CF Bankshares's return on equity is 8.1%, and it has net margins of 29.2%.
Key information
-0.9%
Earnings growth rate
-4.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -1.3% |
| Return on equity | 8.1% |
| Net Margin | 29.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
CF Bankshares' (NASDAQ:CFBK) Upcoming Dividend Will Be Larger Than Last Year's
Oct 05
Increases to CF Bankshares Inc.'s (NASDAQ:CFBK) CEO Compensation Might Cool off for now
May 23CF Bankshares (NASDAQ:CFBK) Is Paying Out A Dividend Of $0.06
Jul 13CF Bankshares (NASDAQ:CFBK) Is Increasing Its Dividend To $0.05
Oct 07CF Bankshares declares $0.05 dividend
Oct 04CF Bankshares GAAP EPS of $0.72 beats by $0.04, revenue of $12.35M beats by $0.35M
Aug 03CF Bankshares raises dividend by 25% to $0.05
Jul 05One CF Bankshares Inc. (NASDAQ:CFBK) Analyst Is Reducing Their Forecasts For This Year
May 07CF Bankshares Inc. (NASDAQ:CFBK) Just Released Its Annual Results And Analysts Are Updating Their Estimates
Feb 10CF Bank: Multiple Growth Levers
Jan 10Shareholders May Not Be So Generous With CF Bankshares Inc.'s (NASDAQ:CFBK) CEO Compensation And Here's Why
May 26CF Bankshares EPS beats by $0.02, misses on revenue
May 04Should You Be Adding CF Bankshares (NASDAQ:CFBK) To Your Watchlist Today?
Mar 05Can You Imagine How Jubilant CF Bankshares' (NASDAQ:CFBK) Shareholders Feel About Its 136% Share Price Gain?
Feb 07Central Federal EPS beats by $0.11, misses on revenue
Feb 02Central Federal declares $0.03 dividend
Jan 11Are Insiders Buying CF Bankshares Inc. (NASDAQ:CFBK) Stock?
Jan 11
Do Insiders Own Lots Of Shares In CF Bankshares Inc. (NASDAQ:CFBK)?
Dec 16Is Now The Time To Put CF Bankshares (NASDAQ:CFBK) On Your Watchlist?
Nov 25Revenue & Expenses Breakdown
How CF Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 44 | 13 | 23 | 0 |
| 30 Jun 24 | 44 | 13 | 22 | 0 |
| 31 Mar 24 | 47 | 16 | 22 | 0 |
| 31 Dec 23 | 49 | 17 | 23 | 0 |
| 30 Sep 23 | 51 | 17 | 24 | 0 |
| 30 Jun 23 | 53 | 18 | 25 | 0 |
| 31 Mar 23 | 53 | 18 | 25 | 0 |
| 31 Dec 22 | 51 | 18 | 24 | 0 |
| 30 Sep 22 | 50 | 18 | 24 | 0 |
| 30 Jun 22 | 49 | 18 | 24 | 0 |
| 31 Mar 22 | 50 | 17 | 26 | 0 |
| 31 Dec 21 | 55 | 18 | 29 | 0 |
| 30 Sep 21 | 62 | 21 | 33 | 0 |
| 30 Jun 21 | 75 | 27 | 38 | 0 |
| 31 Mar 21 | 84 | 32 | 39 | 0 |
| 31 Dec 20 | 77 | 27 | 37 | 0 |
| 30 Sep 20 | 68 | 23 | 33 | 0 |
| 30 Jun 20 | 51 | 15 | 27 | 0 |
| 31 Mar 20 | 36 | 9 | 22 | 0 |
| 31 Dec 19 | 33 | 9 | 20 | 0 |
| 30 Sep 19 | 29 | 8 | 17 | 0 |
| 30 Jun 19 | 26 | 7 | 16 | 0 |
| 31 Mar 19 | 23 | 5 | 15 | 0 |
| 31 Dec 18 | 21 | 4 | 14 | 0 |
| 30 Sep 18 | 19 | 3 | 13 | 0 |
| 30 Jun 18 | 17 | 2 | 11 | 0 |
| 31 Mar 18 | 16 | 1 | 11 | 0 |
| 31 Dec 17 | 14 | 1 | 10 | 0 |
| 30 Sep 17 | 14 | 1 | 9 | 0 |
| 30 Jun 17 | 13 | 1 | 9 | 0 |
| 31 Mar 17 | 13 | 1 | 9 | 0 |
| 31 Dec 16 | 12 | 1 | 9 | 0 |
| 30 Sep 16 | 12 | 4 | 9 | 0 |
| 30 Jun 16 | 11 | 4 | 8 | 0 |
| 31 Mar 16 | 11 | 4 | 8 | 0 |
| 31 Dec 15 | 11 | 4 | 8 | 0 |
| 30 Sep 15 | 11 | 1 | 8 | 0 |
| 30 Jun 15 | 11 | 1 | 8 | 0 |
| 31 Mar 15 | 11 | 0 | 8 | 0 |
| 31 Dec 14 | 10 | 0 | 8 | 0 |
| 30 Sep 14 | 9 | 1 | 8 | 0 |
| 30 Jun 14 | 8 | 0 | 7 | 0 |
| 31 Mar 14 | 7 | 0 | 7 | 0 |
Quality Earnings: CFBK has high quality earnings.
Growing Profit Margin: CFBK's current net profit margins (29.2%) are lower than last year (34.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CFBK's earnings have declined by 0.9% per year over the past 5 years.
Accelerating Growth: CFBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CFBK had negative earnings growth (-25.4%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: CFBK's Return on Equity (8.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/05 07:35 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
CF Bankshares Inc. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nathan Race | Piper Sandler Companies |
| Brendan Nosal | Piper Sandler Companies |