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WaFd, Inc.NasdaqGS:WAFD Stock Report

Market Cap US$2.4b
Share Price
US$30.70
My Fair Value
US$32
4.8% undervalued intrinsic discount
1Y-12.5%
7D3.4%
Portfolio Value
​
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WaFd, Inc.

NasdaqGS:WAFD Stock Report

Market Cap: US$2.4b

WaFd (WAFD) Stock Overview

Operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. More details

WAFD fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 42.5% below our estimate of its fair value

Earnings are forecast to grow 10.1% per year

Earnings grew by 21.5% over the past year

Pays a reliable dividend of 3.52%

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for WAFD from our risk checks.

WAFD Community Fair Values

Create Narrative

See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

View Stock Community

WaFd, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for WaFd
Historical stock prices
Current Share PriceUS$30.70
52 Week HighUS$38.62
52 Week LowUS$23.75
Beta0.88
1 Month Change3.26%
3 Month Change3.16%
1 Year Change-12.51%
3 Year Change-10.08%
5 Year Change24.95%
Change since IPO3,092.90%

Recent News & Updates

Recent updates

WaFd: Regional Bank With A 7.3% Yielding Preferred Share

Mar 26

WaFd: Preferred Shares Still Offering Attractive Income At 6.7% Yield

Nov 05

WaFd: Regional Bank Offering 7.6% Yielding Preferred Dividend

Jul 24

Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of Investors

Jan 17
Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of Investors

Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth Watching

Sep 25
Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth Watching

Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention Today

Jun 20
Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention Today

Washington Federal GAAP EPS of $1.07 beats by $0.16, revenue of $173.62M misses by $0.48M

Oct 13

Washington Federal promotes chief risk officer to CFO

Aug 31

Operational Execution And Strategic Risk-Taking Is Benefitting Washington Federal Meaningfully

Aug 19

Washington Federal GAAP EPS of $0.91 beats by $0.13, revenue of $169.29M beats by $11.49M

Jul 13

Washington Federal (NASDAQ:WAFD) Has Announced A Dividend Of US$0.24

May 12
Washington Federal (NASDAQ:WAFD) Has Announced A Dividend Of US$0.24

Washington Federal (NASDAQ:WAFD) Is Paying Out A Larger Dividend Than Last Year

Apr 21
Washington Federal (NASDAQ:WAFD) Is Paying Out A Larger Dividend Than Last Year

With Rates Set To Rise, Washington Federal Looks To Leverage Better Growth

Feb 09

Washington Federal (NASDAQ:WAFD) Is Increasing Its Dividend To US$0.24

Jan 31
Washington Federal (NASDAQ:WAFD) Is Increasing Its Dividend To US$0.24

Here's Why Washington Federal, Inc.'s (NASDAQ:WAFD) CEO May Have Their Pay Bumped Up

Jan 19
Here's Why Washington Federal, Inc.'s (NASDAQ:WAFD) CEO May Have Their Pay Bumped Up

Shareholder Returns

WAFDUS BanksUS Market
7D3.4%2.3%1.3%
1Y-12.5%22.5%15.8%

Return vs Industry: WAFD underperformed the US Banks industry which returned 21.7% over the past year.

Return vs Market: WAFD underperformed the US Market which returned 16.1% over the past year.

Price Volatility

Is WAFD's price volatile compared to industry and market?
WAFD volatility
WAFD Average Weekly Movement3.4%
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: WAFD has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: WAFD's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19172,208Brent Beardallwww.wafdbank.com

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans.

WaFd, Inc. Fundamentals Summary

How do WaFd's earnings and revenue compare to its market cap?
WAFD fundamental statistics
Market capUS$2.41b
Earnings (TTM)US$211.99m
Revenue (TTM)US$721.13m
11.4x
P/E Ratio
0.9x
P/B Ratio

Is WAFD overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WAFD income statement (TTM)
RevenueUS$721.13m
Cost of RevenueUS$0
Gross ProfitUS$721.13m
Other ExpensesUS$509.14m
EarningsUS$211.99m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.69
Gross Margin100.00%
Net Profit Margin29.40%
Debt/Equity Ratio68.5%

How did WAFD perform over the long term?

See historical performance and comparison

Dividends

3.5%
Current Dividend Yield
10%
Payout Ratio

Does WAFD pay a reliable dividends?

See WAFD dividend history and benchmarks
When do you need to buy WAFD by to receive an upcoming dividend?
WaFd dividend dates
Ex Dividend DateAug 22 2025
Dividend Pay DateSep 05 2025
Days until Ex dividend2 days
Days until Dividend pay date16 days

Does WAFD pay a reliable dividends?

See WAFD dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/18 19:42
End of Day Share Price 2025/08/18 00:00
Earnings2025/06/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

WaFd, Inc. is covered by 19 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
Michael DianaCantor Fitzgerald & Co.
Jeffrey RulisD.A. Davidson & Co.