Financial Institutions Balance Sheet Health
Financial Health criteria checks 6/6
Financial Institutions has total assets of $6.3B and total equity of $445.7M. Total deposits are $5.4B, and total loans are $4.4B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $288.3M.
Key information
14.1x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$5.40b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$288.27m |
Recent financial health updates
No updates
Recent updates
Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?
May 30Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30
May 26Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside
May 13Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30
Feb 24Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy
Sep 23Financial Institutions declares $0.29 dividend
Aug 22Financial Institutions Q2 GAAP EPS, revenue beats
Jul 28Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 22Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today
Aug 12Financial Institutions: The Current Valuation Still Leaves Me Uninspired
Aug 02It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year
Jun 10Financial Institutions, Inc. 2021 Q1 - Results - Earnings Call Presentation
Apr 30Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?
Apr 30Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend
Mar 13Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)
Mar 08How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?
Feb 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FISI's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: FISI has a sufficient allowance for bad loans (161%).
Low Risk Liabilities: 92% of FISI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FISI has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: FISI's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: FISI has an appropriate level of bad loans (0.6%).