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Eagle Financial ServicesNasdaqCM:EFSI Stock Report

Market Cap US$177.4m
Share Price
US$33.36
My Fair Value
AN
AnalystConsensusTarget
US$39
13.4% undervalued intrinsic discount
1Y-1.6%
7D-0.5%
Portfolio Value
View

Eagle Financial Services, Inc.

NasdaqCM:EFSI Stock Report

Market Cap: US$177.4m

Eagle Financial Services (EFSI) Stock Overview

Operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. More details

EFSI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance1/6
Financial Health5/6
Dividends4/6

EFSI Community Fair Values

Create Narrative

See what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.

Eagle Financial Services, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Eagle Financial Services
Historical stock prices
Current Share PriceUS$33.36
52 Week HighUS$36.93
52 Week LowUS$28.70
Beta0.25
1 Month Change12.17%
3 Month Change2.96%
1 Year Change-1.56%
3 Year Change-7.33%
5 Year Change26.12%
Change since IPO190.09%

Recent News & Updates

Should Shareholders Reconsider Eagle Financial Services, Inc.'s (NASDAQ:EFSI) CEO Compensation Package?

May 13
Should Shareholders Reconsider Eagle Financial Services, Inc.'s (NASDAQ:EFSI) CEO Compensation Package?

Recent updates

Should Shareholders Reconsider Eagle Financial Services, Inc.'s (NASDAQ:EFSI) CEO Compensation Package?

May 13
Should Shareholders Reconsider Eagle Financial Services, Inc.'s (NASDAQ:EFSI) CEO Compensation Package?

Shareholder Returns

EFSIUS BanksUS Market
7D-0.5%1.4%1.4%
1Y-1.6%22.0%17.2%

Return vs Industry: EFSI underperformed the US Banks industry which returned 22.9% over the past year.

Return vs Market: EFSI underperformed the US Market which returned 18% over the past year.

Price Volatility

Is EFSI's price volatile compared to industry and market?
EFSI volatility
EFSI Average Weekly Movement3.9%
Banks Industry Average Movement3.6%
Market Average Movement6.3%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: EFSI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EFSI's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1881233Brandon Loreywww.bankofclarke.bank

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services.

Eagle Financial Services, Inc. Fundamentals Summary

How do Eagle Financial Services's earnings and revenue compare to its market cap?
EFSI fundamental statistics
Market capUS$177.45m
Earnings (TTM)US$5.82m
Revenue (TTM)US$58.07m
30.4x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EFSI income statement (TTM)
RevenueUS$0
Cost of RevenueUS$0
Gross ProfitUS$0
Other ExpensesUS$0
EarningsUS$0

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.10
Gross Margin100.00%
Net Profit Margin10.02%
Debt/Equity Ratio54.2%

How did EFSI perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
80%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/25 04:12
End of Day Share Price 2025/07/25 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Eagle Financial Services, Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Manuel NavasD.A. Davidson & Co.
Allan BachDavenport & Company