Arab National Bank

SASE:1080 Stock Report

Market Cap: ر.س42.2b

Arab National Bank Valuation

Is 1080 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of 1080 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: Insufficient data to calculate 1080's future cash flow value for valuation analysis.

Significantly Below Future Cash Flow Value: Insufficient data to calculate 1080's future cash flow value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 1080?

Key metric: As 1080 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 1080. This is calculated by dividing 1080's market cap by their current earnings.
What is 1080's PE Ratio?
PE Ratio8.4x
Earningsر.س4.98b
Market Capر.س42.16b

Price to Earnings Ratio vs Peers

How does 1080's PE Ratio compare to its peers?

The above table shows the PE ratio for 1080 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average10.6x
1050 Banque Saudi Fransi
9.4x8.85%ر.س46.6b
1140 Bank Albilad
12.2x7.13%ر.س36.5b
1060 Saudi Awwal Bank
8.9x10.39%ر.س69.1b
1150 Alinma Bank
12x8.01%ر.س72.0b
1080 Arab National Bank
8.4x5.20%ر.س42.2b

Price-To-Earnings vs Peers: 1080 is good value based on its Price-To-Earnings Ratio (8.4x) compared to the peer average (10.6x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does 1080's PE Ratio compare vs other companies in the Asian Banks Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
1080 8.4xIndustry Avg. 10.0xNo. of Companies70PE0612182430+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 1080 is good value based on its Price-To-Earnings Ratio (8.4x) compared to the Asian Banks industry average (10x).

Price to Earnings Ratio vs Fair Ratio

What is 1080's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

1080 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.4x
Fair PE Ratio9.6x

Price-To-Earnings vs Fair Ratio: 1080 is good value based on its Price-To-Earnings Ratio (8.4x) compared to the estimated Fair Price-To-Earnings Ratio (9.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 1080 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentر.س21.04
ر.س25.04
+19.01%
10.82%ر.س30.35ر.س21.00n/a9
May ’27ر.س21.56
ر.س25.01
+16.01%
10.94%ر.س30.35ر.س21.00n/a9
Apr ’27ر.س21.60
ر.س25.12
+16.31%
10.51%ر.س30.35ر.س21.00n/a9
Mar ’27ر.س19.97
ر.س25.64
+28.38%
9.11%ر.س30.35ر.س23.00n/a8
Feb ’27ر.س22.40
ر.س26.04
+16.27%
7.96%ر.س30.35ر.س23.00n/a8
Jan ’27ر.س21.59
ر.س26.23
+21.50%
8.11%ر.س30.35ر.س23.50n/a8
Dec ’26ر.س21.86
ر.س26.09
+19.37%
6.28%ر.س29.00ر.س23.50n/a9
Nov ’26ر.س24.24
ر.س26.45
+9.12%
6.31%ر.س29.00ر.س23.50n/a9
Oct ’26ر.س25.10
ر.س25.92
+3.27%
8.85%ر.س29.00ر.س21.00n/a10
Sep ’26ر.س23.10
ر.س25.87
+11.99%
8.83%ر.س29.00ر.س21.00n/a10
Aug ’26ر.س21.74
ر.س26.02
+19.69%
10.46%ر.س30.00ر.س20.00n/a10
Jul ’26ر.س21.82
ر.س26.20
+20.07%
11.00%ر.س30.00ر.س20.00n/a10
Jun ’26ر.س21.22
ر.س26.13
+23.11%
12.28%ر.س30.00ر.س20.00ر.س20.958
May ’26ر.س21.24
ر.س25.71
+21.06%
9.72%ر.س30.00ر.س22.00ر.س21.569
Apr ’26ر.س23.10
ر.س25.71
+11.31%
10.55%ر.س30.00ر.س21.00ر.س21.609
Mar ’26ر.س21.66
ر.س25.07
+15.74%
9.61%ر.س30.00ر.س21.00ر.س19.979
Feb ’26ر.س21.40
ر.س24.72
+15.53%
9.76%ر.س30.00ر.س21.00ر.س22.409
Jan ’26ر.س21.46
ر.س24.03
+11.95%
10.52%ر.س30.00ر.س20.93ر.س21.599
Dec ’25ر.س19.40
ر.س24.03
+23.86%
11.16%ر.س30.00ر.س20.93ر.س21.868
Nov ’25ر.س18.94
ر.س24.18
+27.67%
11.96%ر.س30.40ر.س20.93ر.س24.249
Oct ’25ر.س19.12
ر.س25.40
+32.86%
16.78%ر.س36.20ر.س20.93ر.س25.109
Sep ’25ر.س19.68
ر.س25.40
+29.08%
16.78%ر.س36.20ر.س20.93ر.س23.109
Aug ’25ر.س21.20
ر.س25.25
+19.10%
17.25%ر.س36.20ر.س20.93ر.س21.749
Jul ’25ر.س20.56
ر.س25.24
+22.77%
17.25%ر.س36.20ر.س20.93ر.س21.829
Jun ’25ر.س19.70
ر.س24.47
+24.20%
11.72%ر.س30.38ر.س20.93ر.س21.229
ر.س25.04
Fair Value
16.0% undervalued intrinsic discount
9
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 10:23
End of Day Share Price 2026/06/03 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Arab National Bank is covered by 16 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Fawad SiddiquiBeltone Financial
Munir ShahinBofA Global Research