First Financial (THFF) Stock Overview
Through its subsidiaries, provides various financial products and services in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
THFF Community Fair Values
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First Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$53.31 |
| 52 Week High | US$57.91 |
| 52 Week Low | US$40.16 |
| Beta | 0.47 |
| 1 Month Change | -4.10% |
| 3 Month Change | 0.23% |
| 1 Year Change | 31.08% |
| 3 Year Change | 10.95% |
| 5 Year Change | 50.89% |
| Change since IPO | 814.27% |
Recent News & Updates
Recent updates
First Financial Q2 Review: Solid Results With NIM Momentum
Jul 28First Financial (NASDAQ:THFF) Is Increasing Its Dividend To $0.51
Dec 24
First Financial: A Middle-Of-The-Pack Prospect
Nov 06First Financial (NASDAQ:THFF) Is Paying Out A Dividend Of $0.54
Jun 03First Financial (NASDAQ:THFF) Will Pay A Dividend Of $0.54
May 20First Financial (NASDAQ:THFF) Is Paying Out A Larger Dividend Than Last Year
Jan 02First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At $0.74
Dec 11First Financial (NASDAQ:THFF) Is Increasing Its Dividend To US$0.54
Jun 05First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At US$0.63
Dec 31Increases to First Financial Corporation's (NASDAQ:THFF) CEO Compensation Might Cool off for now
Apr 15The Attractive Combination That Could Earn First Financial Corporation (NASDAQ:THFF) A Place In Your Dividend Portfolio
Apr 06How Many First Financial Corporation (NASDAQ:THFF) Shares Did Insiders Buy, In The Last Year?
Mar 02Introducing First Financial (NASDAQ:THFF), A Stock That Climbed 19% In The Last Five Years
Feb 02
Shareholder Returns
| THFF | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.2% | 0.5% | 2.4% |
| 1Y | 31.1% | 26.3% | 20.2% |
Return vs Industry: THFF exceeded the US Banks industry which returned 26.3% over the past year.
Return vs Market: THFF exceeded the US Market which returned 20.2% over the past year.
Price Volatility
| THFF volatility | |
|---|---|
| THFF Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: THFF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: THFF's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1834 | 937 | Norman Lowery | www.first-online.bank |
First Financial Corporation, through its subsidiaries, provides various financial products and services in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans.
First Financial Corporation Fundamentals Summary
| THFF fundamental statistics | |
|---|---|
| Market cap | US$631.76m |
| Earnings (TTM) | US$61.97m |
| Revenue (TTM) | US$230.45m |
Is THFF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| THFF income statement (TTM) | |
|---|---|
| Revenue | US$230.45m |
| Cost of Revenue | US$0 |
| Gross Profit | US$230.45m |
| Other Expenses | US$168.47m |
| Earnings | US$61.97m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.23 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.89% |
| Debt/Equity Ratio | 46.3% |
How did THFF perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/11 05:55 |
| End of Day Share Price | 2025/08/08 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Financial Corporation is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Howe Barnes Hoefer & Arnett, Inc. |
| Brian Martin | Janney Montgomery Scott LLC |
| Damon DelMonte | Keefe, Bruyette, & Woods |