First Financial Corporation

NasdaqGS:THFF Stock Report

Market Cap: US$550.4m

First Financial Past Earnings Performance

Past criteria checks 2/6

First Financial has been growing earnings at an average annual rate of 3%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.6% per year. First Financial's return on equity is 7.7%, and it has net margins of 22.9%.

Key information

3.0%

Earnings growth rate

5.8%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.6%
Return on equity7.7%
Net Margin22.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

First Financial (NASDAQ:THFF) Is Increasing Its Dividend To $0.51

Dec 24
First Financial (NASDAQ:THFF) Is Increasing Its Dividend To $0.51

First Financial: A Middle-Of-The-Pack Prospect

Nov 06

First Financial (NASDAQ:THFF) Is Paying Out A Dividend Of $0.54

Jun 03
First Financial (NASDAQ:THFF) Is Paying Out A Dividend Of $0.54

First Financial (NASDAQ:THFF) Will Pay A Dividend Of $0.54

May 20
First Financial (NASDAQ:THFF) Will Pay A Dividend Of $0.54

First Financial (NASDAQ:THFF) Is Paying Out A Larger Dividend Than Last Year

Jan 02
First Financial (NASDAQ:THFF) Is Paying Out A Larger Dividend Than Last Year

First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At $0.74

Dec 11
First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At $0.74

First Financial (NASDAQ:THFF) Is Increasing Its Dividend To US$0.54

Jun 05
First Financial (NASDAQ:THFF) Is Increasing Its Dividend To US$0.54

First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At US$0.63

Dec 31
First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At US$0.63

First Financial EPS beats by $0.12, misses on revenue

Apr 27

Increases to First Financial Corporation's (NASDAQ:THFF) CEO Compensation Might Cool off for now

Apr 15
Increases to First Financial Corporation's (NASDAQ:THFF) CEO Compensation Might Cool off for now

The Attractive Combination That Could Earn First Financial Corporation (NASDAQ:THFF) A Place In Your Dividend Portfolio

Apr 06
The Attractive Combination That Could Earn First Financial Corporation (NASDAQ:THFF) A Place In Your Dividend Portfolio

How Many First Financial Corporation (NASDAQ:THFF) Shares Did Insiders Buy, In The Last Year?

Mar 02
How Many First Financial Corporation (NASDAQ:THFF) Shares Did Insiders Buy, In The Last Year?

Introducing First Financial (NASDAQ:THFF), A Stock That Climbed 19% In The Last Five Years

Feb 02
Introducing First Financial (NASDAQ:THFF), A Stock That Climbed 19% In The Last Five Years

Why You Might Be Interested In First Financial Corporation (NASDAQ:THFF) For Its Upcoming Dividend

Jan 04
Why You Might Be Interested In First Financial Corporation (NASDAQ:THFF) For Its Upcoming Dividend

What Does First Financial's (NASDAQ:THFF) CEO Pay Reveal?

Dec 23
What Does First Financial's (NASDAQ:THFF) CEO Pay Reveal?

What Makes First Financial Corporation (NASDAQ:THFF) A Great Dividend Stock?

Dec 02
What Makes First Financial Corporation (NASDAQ:THFF) A Great Dividend Stock?

First Financial raises dividend by ~2%

Nov 19

First Financial EPS beats by $0.29, beats on revenue

Oct 28

Revenue & Expenses Breakdown

How First Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:THFF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2419043960
30 Jun 2419351940
31 Mar 2419756930
31 Dec 2320361920
30 Sep 2321465910
30 Jun 2321667900
31 Mar 2321266880
31 Dec 2221871880
30 Sep 2220062880
30 Jun 2219560860
31 Mar 2219761860
31 Dec 2118353830
30 Sep 2119161820
30 Jun 2118659820
31 Mar 2117955810
31 Dec 2017854810
30 Sep 2017752800
30 Jun 2017551780
31 Mar 2017351750
31 Dec 1916549710
30 Sep 1915346670
30 Jun 1914745650
31 Mar 1915147640
31 Dec 1814947650
30 Sep 1814738640
30 Jun 1814536640
31 Mar 1813729640
31 Dec 1713929640
30 Sep 1713835650
30 Jun 1713734660
31 Mar 1713734660
31 Dec 1613638640
30 Sep 1613637690
30 Jun 1613837710
31 Mar 1613936730
31 Dec 1513930740
30 Sep 1514032730
30 Jun 1514132720
31 Mar 1514334710
31 Dec 1414434700
30 Sep 1414534700
30 Jun 1414634690
31 Mar 1414232690
31 Dec 1314032680

Quality Earnings: THFF has high quality earnings.

Growing Profit Margin: THFF's current net profit margins (22.9%) are lower than last year (30.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: THFF's earnings have grown by 3% per year over the past 5 years.

Accelerating Growth: THFF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: THFF had negative earnings growth (-32.9%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: THFF's Return on Equity (7.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 15:30
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Financial Corporation is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brian MartinFIG Partners
Daniel CardenasHowe Barnes Hoefer & Arnett, Inc.
Brian MartinJanney Montgomery Scott LLC