First Financial Balance Sheet Health
Financial Health criteria checks 6/6
First Financial has total assets of $4.9B and total equity of $528.0M. Total deposits are $4.1B, and total loans are $3.1B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $79.9M.
Key information
9.2x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$4.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$79.92m |
Recent financial health updates
No updates
Recent updates
First Financial (NASDAQ:THFF) Is Paying Out A Dividend Of $0.54
Jun 03
First Financial (NASDAQ:THFF) Will Pay A Dividend Of $0.54
May 20First Financial (NASDAQ:THFF) Is Paying Out A Larger Dividend Than Last Year
Jan 02First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At $0.74
Dec 11First Financial (NASDAQ:THFF) Is Increasing Its Dividend To US$0.54
Jun 05First Financial (NASDAQ:THFF) Will Pay A Larger Dividend Than Last Year At US$0.63
Dec 31First Financial EPS beats by $0.12, misses on revenue
Apr 27Increases to First Financial Corporation's (NASDAQ:THFF) CEO Compensation Might Cool off for now
Apr 15The Attractive Combination That Could Earn First Financial Corporation (NASDAQ:THFF) A Place In Your Dividend Portfolio
Apr 06How Many First Financial Corporation (NASDAQ:THFF) Shares Did Insiders Buy, In The Last Year?
Mar 02Introducing First Financial (NASDAQ:THFF), A Stock That Climbed 19% In The Last Five Years
Feb 02
Why You Might Be Interested In First Financial Corporation (NASDAQ:THFF) For Its Upcoming Dividend
Jan 04What Does First Financial's (NASDAQ:THFF) CEO Pay Reveal?
Dec 23What Makes First Financial Corporation (NASDAQ:THFF) A Great Dividend Stock?
Dec 02First Financial raises dividend by ~2%
Nov 19First Financial EPS beats by $0.29, beats on revenue
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: THFF's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: THFF has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 95% of THFF's liabilities are made up of primarily low risk sources of funding.
Loan Level: THFF has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: THFF's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: THFF has an appropriate level of bad loans (0.8%).