Bendigo and Adelaide Bank (BEN) Stock Overview
Engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
BEN Community Fair Values
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Analyst Price Targets
Bendigo and Adelaide Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$10.12 |
| 52 Week High | AU$13.73 |
| 52 Week Low | AU$9.81 |
| Beta | 0.76 |
| 1 Month Change | -5.15% |
| 3 Month Change | 0.30% |
| 1 Year Change | -20.63% |
| 3 Year Change | 21.20% |
| 5 Year Change | -3.07% |
| Change since IPO | 210.43% |
Recent News & Updates
Narrative Update • Jun 05
BEN: Future Returns Will Reflect Fair Pricing And Slightly Softer Profitability Assumptions
Analysts have trimmed their price target for Bendigo and Adelaide Bank slightly to A$10.68 from A$10.82, reflecting updated assumptions for revenue growth, profit margins, the discount rate and future P/E levels. What's in the News No recent news items, periodical coverage or key developments were provided for Bendigo and Adelaide Bank in the supplied sources.Narrative Update • Apr 28
BEN: Future Returns Will Balance Fair Pricing And Modest Profitability Adjustments
Analysts have slightly adjusted their price target for Bendigo and Adelaide Bank to A$10.82 from A$10.84, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Valuation Changes Fair Value: A$10.84 to A$10.82, a very small downward adjustment of around 0.2%.Narrative Update • Apr 11
BEN: Future Returns Will Reflect Fair Pricing And Execution On Profitability
Analysts have modestly raised their price target for Bendigo and Adelaide Bank to A$10.84 from A$10.65, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E multiples. Valuation Changes Fair Value: A$10.65 to A$10.84, indicating a small uplift in the assessed valuation per share.Narrative Update • Mar 27
BEN: Future Returns Will Balance Fair Entry Point And Execution Risks
The analyst price target for Bendigo and Adelaide Bank has been adjusted slightly lower to reflect a fair value of about A$10.65. Analysts point to the recent share price selloff and updated assumptions on discount rate, revenue growth, profit margin and future P/E as key drivers of the change.Narrative Update • Mar 11
BEN: Future Returns Will Reflect Fair Entry Opportunity And Execution Delivery Risks
The analyst price target for Bendigo and Adelaide Bank edges up to around A$10.72, a move analysts link to a modestly higher assessed fair value and slightly lower discount rate, along with recent Street research that views the share price pullback as creating a more attractive entry level. Analyst Commentary Bullish Takeaways Bullish analysts see the recent share price selloff as creating a more attractive entry level relative to their assessed fair value around A$11.32.Recent updates
Narrative Update • Jun 05
BEN: Future Returns Will Reflect Fair Pricing And Slightly Softer Profitability Assumptions
Analysts have trimmed their price target for Bendigo and Adelaide Bank slightly to A$10.68 from A$10.82, reflecting updated assumptions for revenue growth, profit margins, the discount rate and future P/E levels. What's in the News No recent news items, periodical coverage or key developments were provided for Bendigo and Adelaide Bank in the supplied sources.Narrative Update • Apr 28
BEN: Future Returns Will Balance Fair Pricing And Modest Profitability Adjustments
Analysts have slightly adjusted their price target for Bendigo and Adelaide Bank to A$10.82 from A$10.84, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Valuation Changes Fair Value: A$10.84 to A$10.82, a very small downward adjustment of around 0.2%.Narrative Update • Apr 11
BEN: Future Returns Will Reflect Fair Pricing And Execution On Profitability
Analysts have modestly raised their price target for Bendigo and Adelaide Bank to A$10.84 from A$10.65, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E multiples. Valuation Changes Fair Value: A$10.65 to A$10.84, indicating a small uplift in the assessed valuation per share.Narrative Update • Mar 27
BEN: Future Returns Will Balance Fair Entry Point And Execution Risks
The analyst price target for Bendigo and Adelaide Bank has been adjusted slightly lower to reflect a fair value of about A$10.65. Analysts point to the recent share price selloff and updated assumptions on discount rate, revenue growth, profit margin and future P/E as key drivers of the change.Narrative Update • Mar 11
BEN: Future Returns Will Reflect Fair Entry Opportunity And Execution Delivery Risks
The analyst price target for Bendigo and Adelaide Bank edges up to around A$10.72, a move analysts link to a modestly higher assessed fair value and slightly lower discount rate, along with recent Street research that views the share price pullback as creating a more attractive entry level. Analyst Commentary Bullish Takeaways Bullish analysts see the recent share price selloff as creating a more attractive entry level relative to their assessed fair value around A$11.32.Narrative Update • Feb 25
BEN: Future Returns Will Reflect Share Pullback Entry And Execution Delivery Risks
The analyst price target for Bendigo and Adelaide Bank has edged higher to A$10.71 from A$10.52, with analysts citing the recent share price selloff as creating a more attractive entry point and updating their assumptions for revenue growth, profit margins and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts point to the recent share price selloff as creating what they see as a more appealing entry level compared with their updated A$11.32 price target.Narrative Update • Feb 11
BEN: Future Returns Will Balance Share Pullback Entry And Execution Risks
Analysts have nudged their fair value estimate for Bendigo and Adelaide Bank slightly higher from A$10.49 to A$10.52, citing updated assumptions around the discount rate, revenue growth, profit margins and future P/E following recent research that highlighted the recent share selloff as an attractive entry point. Analyst Commentary Recent research has focused on the gap between Bendigo and Adelaide Bank's current share price and analysts' updated valuation work, including the revised fair value estimate of A$10.52 and a separate A$11.32 price target.Narrative Update • Jan 27
BEN: Future Returns Will Balance Share Pullback Opportunity And Execution Risks
Analysts have lifted their price target on Bendigo and Adelaide Bank to about A$10.49 from A$10.43, citing updated assumptions on revenue growth, the discount rate and future P/E, as well as recent Street research that views the latest share pullback as creating an attractive entry point. Analyst Commentary Recent Street commentary on Bendigo and Adelaide Bank has shifted more constructive, with a higher price target of A$11.32 and the recent share pullback framed as a potentially appealing entry point for long term investors who are comfortable with the risks.Narrative Update • Jan 12
BEN: Future Returns Will Balance Execution Risks And Recent Rating Upgrade
Analysts have trimmed their price target on Bendigo and Adelaide Bank from about A$10.57 to around A$10.43. This reflects slightly lower assumptions for discount rate, revenue growth, fair value and future P/E, partly offset by a small uplift in profit margin expectations and recent positive rating changes on the stock.Narrative Update • Dec 26
BEN: Return Ambitions And Execution Risks Will Shape Neutral Future Outlook
Analysts have made a modest upward revision to their price target for Bendigo and Adelaide Bank, reflecting a slightly higher A$13.06 fair value assessment as they balance ambitious return on equity goals with a neutral outlook on execution risk. Analyst Commentary Analyst views on Bendigo and Adelaide Bank remain balanced, with the modestly higher fair value assessment reflecting both confidence in the strategy and recognition of execution challenges.Narrative Update • Dec 12
BEN: Return Ambitions And Technology Investment Will Shape Future Performance Outlook
Analysts have trimmed their price target on Bendigo and Adelaide Bank to A$10.58 from A$11.14, reflecting slightly lower fair value and future P/E assumptions, even as they acknowledge modestly stronger revenue growth prospects and an ambitious return on equity target. Analyst Commentary Analyst reactions to the updated target price and strategic objectives reflect a balanced mix of optimism around Bendigo and Adelaide Bank's growth potential and caution on execution risk.Narrative Update • Nov 27
BEN: Return Efforts And Neutral Outlook Will Influence Medium Term Performance
Analysts have reduced their price target for Bendigo and Adelaide Bank from $11.54 to $11.14. This revision reflects tempered expectations for revenue growth and profit margins, along with a cautious outlook on the company's ambitious return targets.Narrative Update • Nov 12
BEN: Return Focus And Balanced Outlook Will Shape Medium Term Performance
Analysts have lowered their price target for Bendigo and Adelaide Bank from $11.78 to $11.54. They cite slightly softer forecasts for revenue growth and margin, which is in line with tempered expectations reflected in recent research coverage.Narrative Update • Sep 24
Rising Funding Costs Will Compress Net Interest Margins In Future
Bendigo and Adelaide Bank’s consensus price target was marginally raised to A$11.78, reflecting a slight increase in forecast future P/E while revenue growth outlook remained steady. What's in the News Held Analyst/Investor Day event.Analysis Article • Aug 27
Bendigo and Adelaide Bank (ASX:BEN) Has Announced A Dividend Of A$0.33
Bendigo and Adelaide Bank Limited's ( ASX:BEN ) investors are due to receive a payment of A$0.33 per share on 30th of...Narrative Update • Aug 26
Rising Funding Costs Will Compress Net Interest Margins In Future
The upward revision in Bendigo and Adelaide Bank's consensus price target reflects improved analyst expectations, driven by higher forecast revenue growth and a stronger net profit margin, with fair value rising from A$10.94 to A$11.58. Valuation Changes Summary of Valuation Changes for Bendigo and Adelaide Bank The Consensus Analyst Price Target has risen from A$10.94 to A$11.58.Analysis Article • Feb 19
Bendigo and Adelaide Bank (ASX:BEN) Is Paying Out A Dividend Of A$0.30
Bendigo and Adelaide Bank Limited ( ASX:BEN ) will pay a dividend of A$0.30 on the 31st of March. Based on this...
New Narrative • Feb 09
Closure Of The Homesafe Portfolio Will Reduce Long-Term Revenue Streams
Rising costs and economic headwinds may hinder lending growth, reduce loan demand, and compress net margins due to increased operational expenses.Analysis Article • Aug 28
Bendigo and Adelaide Bank (ASX:BEN) Has Announced That It Will Be Increasing Its Dividend To A$0.33
Bendigo and Adelaide Bank Limited ( ASX:BEN ) will increase its dividend from last year's comparable payment on the...Analysis Article • May 08
Here's Why We Think Bendigo and Adelaide Bank (ASX:BEN) Might Deserve Your Attention Today
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Sep 02
Bendigo and Adelaide Bank (ASX:BEN) Will Pay A Larger Dividend Than Last Year At A$0.32
The board of Bendigo and Adelaide Bank Limited ( ASX:BEN ) has announced that it will be paying its dividend of A$0.32...Analysis Article • Aug 19
Bendigo and Adelaide Bank (ASX:BEN) Has Announced That It Will Be Increasing Its Dividend To A$0.32
Bendigo and Adelaide Bank Limited's ( ASX:BEN ) dividend will be increasing from last year's payment of the same period...Analysis Article • Nov 01
Bendigo and Adelaide Bank Limited's (ASX:BEN) CEO Compensation Looks Acceptable To Us And Here's Why
Shareholders may be wondering what CEO Marnie Baker plans to do to improve the less than great performance at Bendigo...Analysis Article • Aug 17
Bendigo and Adelaide Bank (ASX:BEN) Is Due To Pay A Dividend Of A$0.265
Bendigo and Adelaide Bank Limited ( ASX:BEN ) has announced that it will pay a dividend of A$0.265 per share on the...Analysis Article • Nov 02
This Is Why Shareholders Will Hold Back On A Pay Rise For Bendigo and Adelaide Bank Limited's (ASX:BEN) CEO This Year
Performance at Bendigo and Adelaide Bank Limited ( ASX:BEN ) has been reasonably good and CEO Marnie Baker has done a...Analysis Article • Mar 02
Does It Make Sense To Buy Bendigo and Adelaide Bank Limited (ASX:BEN) For Its Yield?
Dividend paying stocks like Bendigo and Adelaide Bank Limited ( ASX:BEN ) tend to be popular with investors, and for...Analysis Article • Jan 25
What We Learned About Bendigo and Adelaide Bank's (ASX:BEN) CEO Pay
Marnie Baker became the CEO of Bendigo and Adelaide Bank Limited ( ASX:BEN ) in 2018, and we think it's a good time to...Shareholder Returns
| BEN | AU Banks | AU Market | |
|---|---|---|---|
| 7D | -2.1% | -2.7% | -1.2% |
| 1Y | -20.6% | -3.3% | 0.8% |
Return vs Industry: BEN underperformed the Australian Banks industry which returned -3.3% over the past year.
Return vs Market: BEN underperformed the Australian Market which returned 0.8% over the past year.
Price Volatility
| BEN volatility | |
|---|---|
| BEN Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 10.2% |
| 10% most volatile stocks in AU Market | 17.2% |
| 10% least volatile stocks in AU Market | 4.1% |
Stable Share Price: BEN has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: BEN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1858 | 4,568 | Richard Fennell | www.bendigoadelaide.com.au |
Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services.
Bendigo and Adelaide Bank Limited Fundamentals Summary
| BEN fundamental statistics | |
|---|---|
| Market cap | AU$5.86b |
| Earnings (TTM) | -AU$83.30m |
| Revenue (TTM) | AU$1.92b |
0.9x
P/B Ratio3.1x
P/S RatioIs BEN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BEN income statement (TTM) | |
|---|---|
| Revenue | AU$1.92b |
| Cost of Revenue | AU$0 |
| Gross Profit | AU$1.92b |
| Other Expenses | AU$2.00b |
| Earnings | -AU$83.30m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Aug 24, 2026
| Earnings per share (EPS) | -0.14 |
| Gross Margin | 100.00% |
| Net Profit Margin | -4.35% |
| Debt/Equity Ratio | 143.7% |
How did BEN perform over the long term?
See historical performance and comparisonDividends
6.2%
Current Dividend Yield-428%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/07 22:39 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bendigo and Adelaide Bank Limited is covered by 21 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Craig Stafford | Barrenjoey Markets Pty Limited |
| Jonathan Mott | Barrenjoey Markets Pty Limited |
| Benjamin Brayshaw | Barrenjoey Markets Pty Limited |