Oscar Health, Inc.

NYSE:OSCR Stock Report

Market Cap: US$4.0b

Oscar Health Past Earnings Performance

Past criteria checks 0/6

Oscar Health has been growing earnings at an average annual rate of 39%, while the Insurance industry saw earnings growing at 12.9% annually. Revenues have been growing at an average rate of 40.1% per year.

Key information

38.96%

Earnings growth rate

69.87%

EPS growth rate

Insurance Industry Growth8.02%
Revenue growth rate40.13%
Return on equity-13.83%
Net Margin-1.50%
Last Earnings Update30 Jun 2025

Recent past performance updates

Recent updates

Oscar Health Ahead Of Q2: Brace For Strategic Reset

Aug 04

Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 36%

Jul 22
Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 36%

Oscar Health, Inc. (NYSE:OSCR) Might Not Be As Mispriced As It Looks After Plunging 27%

Apr 09
Oscar Health, Inc. (NYSE:OSCR) Might Not Be As Mispriced As It Looks After Plunging 27%

Oscar Health: The Most Undervalued Small Cap But With One Big Risk

Mar 09

Oscar Health: Looking Like A Cheap High-Growth Company, But Not Without A Catch

Feb 13

Oscar Health: Trump Uncertainty Creates Buying Opportunity

Jan 20

Investors Give Oscar Health, Inc. (NYSE:OSCR) Shares A 25% Hiding

Dec 20
Investors Give Oscar Health, Inc. (NYSE:OSCR) Shares A 25% Hiding

Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 27%

Oct 29
Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 27%

Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Just Yet

Sep 13
Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Just Yet

Oscar Health: At Nearly 4x Book Value Investors Should Wait For A Pullback

Sep 03
author-image

Innovative Insurance Strategies Poised To Revolutionize Market Presence And Profitability

Expanding into new insurance markets and innovating products for diverse customers are expected to significantly drive Oscar Health's revenue growth.

Oscar Health: Achieves Profitability In Q1 2024, But Uncertainties Remain

Jul 02

Results: Oscar Health, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

May 11
Results: Oscar Health, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

Investors Still Aren't Entirely Convinced By Oscar Health, Inc.'s (NYSE:OSCR) Revenues Despite 30% Price Jump

May 03
Investors Still Aren't Entirely Convinced By Oscar Health, Inc.'s (NYSE:OSCR) Revenues Despite 30% Price Jump

Oscar Health: Strong Industry Catalyst With Margin Expansion Potential

Apr 13

This Analyst Just Made An Upgrade To Their Oscar Health, Inc. (NYSE:OSCR) Earnings Forecasts

Feb 12
This Analyst Just Made An Upgrade To Their Oscar Health, Inc. (NYSE:OSCR) Earnings Forecasts

Oscar Health, Inc. (NYSE:OSCR) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Feb 10
Oscar Health, Inc. (NYSE:OSCR) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Oscar Health: Flexible Business Model Is Paying Off

Jan 30

Further Upside For Oscar Health, Inc. (NYSE:OSCR) Shares Could Introduce Price Risks After 37% Bounce

Jan 19
Further Upside For Oscar Health, Inc. (NYSE:OSCR) Shares Could Introduce Price Risks After 37% Bounce

Oscar Health, Inc. (NYSE:OSCR) Soars 49% But It's A Story Of Risk Vs Reward

Nov 21
Oscar Health, Inc. (NYSE:OSCR) Soars 49% But It's A Story Of Risk Vs Reward

Oscar Health: Q3 Earnings Suggest Growth Can Continue Into 2024

Nov 15

Oscar Health: Decreasing Memberships Is Worrying

Sep 22

Oscar Health Shares Quadrupled, But They Are Still Cheap

Jul 03

Oscar Health: High Growth And Improving Profitability Make It A Buy

Jun 15

Revenue & Expenses Breakdown

How Oscar Health makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:OSCR Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2510,726-1611,9430
31 Mar 2510,0821231,8440
31 Dec 249,178251,7560
30 Sep 248,215299710
30 Jun 247,233181,5190
31 Mar 246,535-541,3750
31 Dec 235,863-2711,3790
30 Sep 235,437-3471,1760
30 Jun 234,982-4741,0130
31 Mar 234,482-5718840
31 Dec 223,964-6061,2570
30 Sep 223,519-5796070
30 Jun 222,983-5985210
31 Mar 222,491-5594660
31 Dec 211,894-5734460
30 Sep 211,439-5713650
30 Jun 211,096-4393510
31 Mar 21682-4063040
31 Dec 20391-4142670
31 Dec 19476-2611590

Quality Earnings: OSCR is currently unprofitable.

Growing Profit Margin: OSCR is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: OSCR is unprofitable, but has reduced losses over the past 5 years at a rate of 39% per year.

Accelerating Growth: Unable to compare OSCR's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: OSCR is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (8.7%).


Return on Equity

High ROE: OSCR has a negative Return on Equity (-13.83%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/10 12:03
End of Day Share Price 2025/08/08 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oscar Health, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hua HaBaird
Andrew MokBarclays
Joanna Sylvia GajukBofA Global Research