Oscar Health Balance Sheet Health
Financial Health criteria checks 4/6
Oscar Health has a total shareholder equity of $1.2B and total debt of $299.9M, which brings its debt-to-equity ratio to 25.8%. Its total assets and total liabilities are $6.4B and $5.2B respectively.
Key information
25.83%
Debt to equity ratio
US$299.94m
Debt
| Interest coverage ratio | n/a |
| Cash | US$3.54b |
| Equity | US$1.16b |
| Total liabilities | US$5.22b |
| Total assets | US$6.38b |
Recent financial health updates
No updates
Recent updates
Oscar Health Ahead Of Q2: Brace For Strategic Reset
Aug 04Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 36%
Jul 22
Oscar Health, Inc. (NYSE:OSCR) Might Not Be As Mispriced As It Looks After Plunging 27%
Apr 09Oscar Health: The Most Undervalued Small Cap But With One Big Risk
Mar 09Oscar Health: Looking Like A Cheap High-Growth Company, But Not Without A Catch
Feb 13Oscar Health: Trump Uncertainty Creates Buying Opportunity
Jan 20Investors Give Oscar Health, Inc. (NYSE:OSCR) Shares A 25% Hiding
Dec 20Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 27%
Oct 29Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Just Yet
Sep 13Oscar Health: At Nearly 4x Book Value Investors Should Wait For A Pullback
Sep 03
Innovative Insurance Strategies Poised To Revolutionize Market Presence And Profitability
Expanding into new insurance markets and innovating products for diverse customers are expected to significantly drive Oscar Health's revenue growth.Oscar Health: Achieves Profitability In Q1 2024, But Uncertainties Remain
Jul 02Results: Oscar Health, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts
May 11Investors Still Aren't Entirely Convinced By Oscar Health, Inc.'s (NYSE:OSCR) Revenues Despite 30% Price Jump
May 03Oscar Health: Strong Industry Catalyst With Margin Expansion Potential
Apr 13This Analyst Just Made An Upgrade To Their Oscar Health, Inc. (NYSE:OSCR) Earnings Forecasts
Feb 12Oscar Health, Inc. (NYSE:OSCR) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates
Feb 10Oscar Health: Flexible Business Model Is Paying Off
Jan 30Further Upside For Oscar Health, Inc. (NYSE:OSCR) Shares Could Introduce Price Risks After 37% Bounce
Jan 19Oscar Health, Inc. (NYSE:OSCR) Soars 49% But It's A Story Of Risk Vs Reward
Nov 21Oscar Health: Q3 Earnings Suggest Growth Can Continue Into 2024
Nov 15Oscar Health: Decreasing Memberships Is Worrying
Sep 22Oscar Health Shares Quadrupled, But They Are Still Cheap
Jul 03Oscar Health: High Growth And Improving Profitability Make It A Buy
Jun 15Financial Position Analysis
Short Term Liabilities: OSCR's short term assets ($4.3B) do not cover its short term liabilities ($4.9B).
Long Term Liabilities: OSCR's short term assets ($4.3B) exceed its long term liabilities ($357.2M).
Debt to Equity History and Analysis
Debt Level: OSCR has more cash than its total debt.
Reducing Debt: OSCR's debt to equity ratio has increased from 17.7% to 25.8% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable OSCR has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: OSCR is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 43.2% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/10 12:03 |
| End of Day Share Price | 2025/08/08 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Oscar Health, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hua Ha | Baird |
| Andrew Mok | Barclays |
| Joanna Sylvia Gajuk | BofA Global Research |