GGAL logo

Grupo Financiero Galicia S.A.BASE:GGAL Stock Report

Market Cap AR$11.0t
Share Price
AR$6.87k
My Fair Value
AN
AnalystConsensusTarget
AR$11k
40.1% undervalued intrinsic discount
1Y85.2%
7D5.7%
Portfolio Value
View

Grupo Financiero Galicia S.A.

BASE:GGAL Stock Report

Market Cap: AR$11.0t

Grupo Financiero Galicia (GGAL) Stock Overview

A financial service holding company, provides various financial products and services to individuals and companies in Argentina. More details

GGAL fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance5/6
Financial Health5/6
Dividends0/6

GGAL Community Fair Values

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Grupo Financiero Galicia S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Grupo Financiero Galicia
Historical stock prices
Current Share PriceAR$6,870.00
52 Week HighAR$8,800.00
52 Week LowAR$3,250.00
Beta0.91
1 Month Change10.99%
3 Month Change-4.45%
1 Year Change85.18%
3 Year Change2,975.89%
5 Year Change4,286.97%
Change since IPO399,318.60%

Recent News & Updates

Recent updates

author-image

Galicia's Decisive Moves And Economic Tailwinds Set Stage For Future Financial Growth

The acquisition of HSBC Argentina and positive economic conditions in Argentina could enhance Galicia's market share, revenue, and profit growth.

Shareholder Returns

GGALAR BanksAR Market
7D5.7%7.3%8.8%
1Y85.2%65.3%45.2%

Return vs Industry: GGAL exceeded the AR Banks industry which returned 63% over the past year.

Return vs Market: GGAL exceeded the AR Market which returned 43.7% over the past year.

Price Volatility

Is GGAL's price volatile compared to industry and market?
GGAL volatility
GGAL Average Weekly Movement5.4%
Banks Industry Average Movement6.7%
Market Average Movement6.3%
10% most volatile stocks in AR Market8.7%
10% least volatile stocks in AR Market4.5%

Stable Share Price: GGAL has not had significant price volatility in the past 3 months compared to the AR market.

Volatility Over Time: GGAL's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19059,183Fabian Enrique Konwww.gfgsa.com

Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; personal loans; express and mortgage loans; overdrafts; pledge and credit card loans; credit and debit cards; and online banking services.

Grupo Financiero Galicia S.A. Fundamentals Summary

How do Grupo Financiero Galicia's earnings and revenue compare to its market cap?
GGAL fundamental statistics
Market capAR$11.00t
Earnings (TTM)AR$1.38t
Revenue (TTM)AR$5.66t
8.0x
P/E Ratio
1.6x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GGAL income statement (TTM)
RevenueAR$5.66t
Cost of RevenueAR$143.17b
Gross ProfitAR$5.52t
Other ExpensesAR$4.14t
EarningsAR$1.38t

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)859.86
Gross Margin97.47%
Net Profit Margin24.39%
Debt/Equity Ratio68.0%

How did GGAL perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/31 16:58
End of Day Share Price 2025/07/31 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Grupo Financiero Galicia S.A. is covered by 18 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Guido BizzozeroAllaria Ledesma & Cia Sociedad de Bolsa S.A.
Ernesto Gabilondo MárquezBofA Global Research
Alonso AramburúBTG Pactual