Universal Insurance Holdings, Inc.

NYSE:UVE Stock Report

Market Cap: US$726.4m

Universal Insurance Holdings Future Growth

Future criteria checks 1/6

Universal Insurance Holdings's revenue is forecast to decline at 1.9% per annum while its annual earnings are expected to grow at 14.8% per year. EPS is expected to grow by 12% per annum.

Key information

14.8%

Earnings growth rate

11.98%

EPS growth rate

Insurance earnings growth10.9%
Revenue growth rate-1.9%
Future return on equityn/a
Analyst coverage

Low

Last updated28 Jul 2025

Recent future growth updates

Recent updates

Universal Insurance: I'm Still Waiting For A Dip Despite Its Solid Underwriting And Balance Sheet

Sep 07

Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Jul 13
Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

May 02
Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16

Apr 18
Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16

Universal Insurance Holdings: Balanced And Strategic Growth, But I'll Wait For A Dip

Apr 01

Universal Insurance Holdings: Needs Profitable Underwriting

Mar 21

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Feb 10
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%

Nov 09
Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%
User avatar

Expanding Market Presence And Stability Amid Analyst Concerns Over Future Revenue And Profitability Risks

Broadening market base outside of Florida suggests potential for significant revenue expansion through direct premiums written and earned.

Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Sep 19
Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Universal Insurance Continues Its Profitable Resurgence

Sep 03

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Jul 27
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Universal Insurance Holdings: Impressive Profitability At A Premium Valuation

Jun 11

Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Mar 09
Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Universal Insurance: A 4% Dividend Yield Gem With Revenue Growth, For Under $20

Jan 20

Earnings and Revenue Growth Forecasts

NYSE:UVE - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20261,51984N/AN/A1
12/31/20251,53377N/AN/A1
6/30/20251,56766270274N/A
3/31/20251,54767236241N/A
12/31/20241,52159130137N/A
9/30/20241,51173231239N/A
6/30/20241,48483219226N/A
3/31/20241,44376198204N/A
12/31/20231,392676771N/A
9/30/20231,34672169172N/A
6/30/20231,299698100N/A
3/31/20231,252-16298301N/A
12/31/20221,223-22320325N/A
9/30/20221,185-96177184N/A
6/30/20221,159-3195203N/A
3/31/20221,14712138146N/A
12/31/20211,12220227234N/A
9/30/20211,10251122130N/A
6/30/20211,127278696N/A
3/31/20211,100253145N/A
12/31/20201,073191229N/A
9/30/20201,039-14185202N/A
6/30/20209579206219N/A
3/31/2020938268999N/A
12/31/2019939477385N/A
9/30/2019916915262N/A
6/30/2019893108117128N/A
3/31/2019869117N/A209N/A
12/31/2018824117N/A230N/A
9/30/2018809160N/A183N/A
6/30/2018793132N/A262N/A
3/31/2018769116N/A225N/A
12/31/2017752107N/A245N/A
9/30/201772984N/A229N/A
6/30/2017711101N/A110N/A
3/31/2017696105N/A150N/A
12/31/201668599N/A121N/A
9/30/2016669115N/A157N/A
6/30/2016653118N/A164N/A
3/31/2016607109N/A202N/A
12/31/2015547106N/A219N/A
9/30/201548998N/A231N/A
6/30/201543589N/A233N/A
3/31/201539982N/A154N/A
12/31/201436973N/A123N/A
9/30/201434268N/A107N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UVE's forecast earnings growth (14.8% per year) is above the savings rate (3.1%).

Earnings vs Market: UVE's earnings (14.8% per year) are forecast to grow slower than the US market (15.4% per year).

High Growth Earnings: UVE's earnings are forecast to grow, but not significantly.

Revenue vs Market: UVE's revenue is expected to decline over the next 3 years (-1.9% per year).

High Growth Revenue: UVE's revenue is forecast to decline over the next 3 years (-1.9% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if UVE's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/12 18:40
End of Day Share Price 2025/09/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Universal Insurance Holdings, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jon Paul NewsomePiper Sandler Companies
Robert PaunSidoti & Company, LLC
Ganesh D.N.Virtua Research Inc.