Emirates NBD Bank PJSC (EMIRATESNBD) Stock Overview
Engages in the provision of corporate, institutional, retail, treasury, and Islamic banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
EMIRATESNBD Community Fair Values
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Analyst Price Targets
Emirates NBD Bank PJSC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.إ29.50 |
| 52 Week High | د.إ37.40 |
| 52 Week Low | د.إ20.35 |
| Beta | 0.51 |
| 1 Month Change | 9.67% |
| 3 Month Change | -4.84% |
| 1 Year Change | 43.55% |
| 3 Year Change | 110.71% |
| 5 Year Change | 141.80% |
| Change since IPO | 250.40% |
Recent News & Updates
Results: Emirates NBD Bank PJSC Exceeded Expectations And The Consensus Has Updated Its Estimates
Apr 26
EMIRATESNBD: Dividend Vote And Upcoming Meetings Will Support Future Upside Potential
Analysts have slightly reduced their price target for Emirates NBD Bank PJSC from AED 35.57 to AED 34.48, reflecting updated assumptions around revenue growth, profit margins, and a lower future P/E estimate. What's in the News A board meeting is scheduled for Apr 22, 2026 at 11:00 UTC to review and approve the previous board meeting minutes, the Emirates NBD Group consolidated financial statements for the quarter ended Mar 31, 2026 in English and Arabic, and other normal activities (Key Developments).EMIRATESNBD: Dividend Proposal And Upcoming Meetings Will Support Future Upside Potential
Analysts have trimmed their price target for Emirates NBD Bank PJSC slightly to AED35.57 from AED35.71, reflecting updated assumptions for discount rate, revenue growth, profit margin and future P/E that remain broadly in line with previous expectations. What's in the News A board meeting is scheduled for Jan 26, 2026, at 11:00 UTC to review and approve the previous board minutes, consider the Emirates NBD Group consolidated financial statements for the year ended Dec 31, 2025 in English and Arabic, and address normal business activities (Key Developments).EMIRATESNBD: Dividend Approval And Bond Deal Will Support Future Upside Potential
Analysts have slightly reduced their fair value estimate for Emirates NBD Bank PJSC to AED 35.71 from AED 35.92, reflecting modest adjustments to forecasts for revenue growth, profit margin and future P/E assumptions. What's in the News A special and extraordinary shareholders meeting is scheduled for Feb 17, 2026 at the Meydan Hotel in Dubai to vote on the 2025 Board report and audited financial statements, the external auditor's report, and the Internal Shari'ah Supervision Committee report on Islamic banking operations (company event notice).Recent updates
Results: Emirates NBD Bank PJSC Exceeded Expectations And The Consensus Has Updated Its Estimates
Apr 26EMIRATESNBD: Dividend Vote And Upcoming Meetings Will Support Future Upside Potential
Analysts have slightly reduced their price target for Emirates NBD Bank PJSC from AED 35.57 to AED 34.48, reflecting updated assumptions around revenue growth, profit margins, and a lower future P/E estimate. What's in the News A board meeting is scheduled for Apr 22, 2026 at 11:00 UTC to review and approve the previous board meeting minutes, the Emirates NBD Group consolidated financial statements for the quarter ended Mar 31, 2026 in English and Arabic, and other normal activities (Key Developments).EMIRATESNBD: Dividend Proposal And Upcoming Meetings Will Support Future Upside Potential
Analysts have trimmed their price target for Emirates NBD Bank PJSC slightly to AED35.57 from AED35.71, reflecting updated assumptions for discount rate, revenue growth, profit margin and future P/E that remain broadly in line with previous expectations. What's in the News A board meeting is scheduled for Jan 26, 2026, at 11:00 UTC to review and approve the previous board minutes, consider the Emirates NBD Group consolidated financial statements for the year ended Dec 31, 2025 in English and Arabic, and address normal business activities (Key Developments).EMIRATESNBD: Dividend Approval And Bond Deal Will Support Future Upside Potential
Analysts have slightly reduced their fair value estimate for Emirates NBD Bank PJSC to AED 35.71 from AED 35.92, reflecting modest adjustments to forecasts for revenue growth, profit margin and future P/E assumptions. What's in the News A special and extraordinary shareholders meeting is scheduled for Feb 17, 2026 at the Meydan Hotel in Dubai to vote on the 2025 Board report and audited financial statements, the external auditor's report, and the Internal Shari'ah Supervision Committee report on Islamic banking operations (company event notice).EMIRATESNBD: Upcoming Dividend Vote Will Shape Future Return Potential
Analysts have raised their price target on Emirates NBD Bank PJSC from AED34.42 to AED35.92, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News A special and extraordinary shareholders meeting is scheduled for Feb 17, 2026 at the Meydan Hotel in Dubai, with agenda items including approval of the 2025 annual report, audited financial statements, external auditor report, and the Internal Shari'ah Supervision Committee report on Islamic banking operations.
AI And Overseas Expansion Will Pressure Margins And Make Future Earnings Less Dependable
Catalysts About Emirates NBD Bank PJSC Emirates NBD Bank PJSC is a large banking group providing retail, corporate, Islamic and investment banking services across the UAE and several international markets. What are the underlying business or industry changes driving this perspective?EMIRATESNBD: India Bank Deal And Upcoming Events Will Guide Future Returns
Analysts have increased their price target for Emirates NBD Bank PJSC from AED 33.37 to AED 34.42, citing updated assumptions around revenue growth, profit margins and future P/E levels as key drivers of the revision. What's in the News A special or extraordinary shareholders meeting is scheduled for Feb 17, 2026 at the Meydan Hotel in Dubai to vote on the 2025 Board report, audited financial statements and related reports, including for Islamic banking operations (company event filing).EMIRATESNBD: India Bank Deal And Governance Calendar Will Shape Future Returns
Analysts have raised their fair value estimate for Emirates NBD Bank PJSC from AED 31.41 to about AED 33.37, citing revised assumptions around revenue growth, profit margin and future P/E that factor into their updated discount rate and valuation model. What's in the News Special or Extraordinary Shareholders Meeting scheduled for Feb 17, 2026, at 16:00 Arabian Standard Time at the Meydan Hotel in Dubai, United Arab Emirates, with shareholders focused on key corporate decisions and approvals (company event filing).EMIRATESNBD: India Bank Deals And Board Actions Will Shape Future Returns
Analysts have inched up their price target for Emirates NBD Bank PJSC to AED 31.41 from AED 31.01, citing updated assumptions for revenue growth, profit margins, discount rate, and future P/E as the key drivers of the change. What's in the News A board meeting is scheduled for January 26, 2026, at 11:00 Coordinated Universal Time.EMIRATESNBD: India Bank Deals And Stable Outlook Will Shape Future Returns
Analysts have nudged their fair value estimate for Emirates NBD Bank PJSC slightly higher to 31.01, up from 30.92. They cite updated assumptions around discount rate, profit margin and future P/E that modestly refine their outlook rather than mark a major shift in view.EMIRATESNBD: India Bank Acquisition Will Drive Shares Higher Over Time
Analysts have nudged their price target for Emirates NBD Bank PJSC slightly higher to AED 30.92 from AED 30.70, reflecting modest upgrades to revenue growth expectations, profitability, and the bank's future valuation multiple. What's in the News Emirates NBD is in advanced talks to acquire a controlling stake in India's RBL Bank for over $1 billion, potentially securing around 51% ownership if follow on open offers proceed as indicated (Key Developments).EMIRATESNBD: India Bank Acquisition Talks Will Drive Future Shareholder Upside
Analysts have modestly raised their price target on Emirates NBD Bank PJSC by AED 0.00. This reflects slightly higher expectations for long term revenue growth and profit margins, along with a marginally lower discount rate and future price to earnings multiple.EMIRATESNBD: India Acquisition Negotiations Will Drive Upside For Shareholders
Analysts have slightly raised their price target for Emirates NBD Bank PJSC from AED 30.47 to AED 30.70, citing minor improvements in revenue growth projections and a modest decrease in the discount rate. What's in the News The Board of Directors of Emirates NBD Bank PJSC will meet on October 22, 2025, to approve previous board minutes, review financial results for the three months ending September 30, 2025, and consider ongoing business activities (Key Developments).EMIRATESNBD: Advanced India Acquisition Talks Will Drive Shareholder Value
Analysts have raised their price target for Emirates NBD Bank PJSC from AED 29.07 to AED 30.47. This change reflects improved estimates for revenue growth and profit margins, along with a slightly lower projected discount rate.Profitability And Cross-Border Expansion Will Drive Long-Term Regional Impact
Analysts have raised their price target for Emirates NBD Bank PJSC slightly from AED 28.67 to AED 29.07. This change reflects improved profit margin expectations despite softer projected revenue growth.UAE Economic Diversification And Digital Banking Will Expand Global Reach
With both the discount rate and future P/E essentially unchanged, there is no material change to analysts’ valuation outlook for Emirates NBD Bank PJSC, with the consensus price target steady at AED28.67. What's in the News Upcoming board meeting scheduled to approve previous minutes, review Q2 2025 financial results, and consider regular business activities.Emirates NBD Bank PJSC Just Recorded A 19% EPS Beat: Here's What Analysts Are Forecasting Next
Jul 27
NBD's Transformative Growth Faces Margin Pressures Amid Expansive Strategies
Strategic expansion and loan growth in Saudi Arabia and retail sectors are expected to drive future revenue and increase market share.Shareholder Returns
| EMIRATESNBD | AE Banks | AE Market | |
|---|---|---|---|
| 7D | -0.5% | 1.9% | 1.4% |
| 1Y | 43.6% | 20.8% | 1.3% |
Return vs Industry: EMIRATESNBD exceeded the AE Banks industry which returned 22.1% over the past year.
Return vs Market: EMIRATESNBD exceeded the AE Market which returned 0.7% over the past year.
Price Volatility
| EMIRATESNBD volatility | |
|---|---|
| EMIRATESNBD Average Weekly Movement | 7.9% |
| Banks Industry Average Movement | 5.5% |
| Market Average Movement | 5.5% |
| 10% most volatile stocks in AE Market | 8.1% |
| 10% least volatile stocks in AE Market | 3.7% |
Stable Share Price: EMIRATESNBD's share price has been volatile over the past 3 months compared to the AE market.
Volatility Over Time: EMIRATESNBD's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of AE stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1963 | 35,000 | Shayne Nelson | www.emiratesnbd.com |
Emirates NBD Bank PJSC, together with its subsidiaries, engages in the provision of corporate, institutional, retail, treasury, and Islamic banking services. The company offers current and savings accounts, customer deposits, overdrafts, trade finance and term loans for government, corporate customers, investment banking, and Islamic products, as well as structured financing services. It also provides retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing services.
Emirates NBD Bank PJSC Fundamentals Summary
| EMIRATESNBD fundamental statistics | |
|---|---|
| Market cap | د.إ186.34b |
| Earnings (TTM) | د.إ23.65b |
| Revenue (TTM) | د.إ49.09b |
7.9x
P/E Ratio1.3x
P/B RatioIs EMIRATESNBD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EMIRATESNBD income statement (TTM) | |
|---|---|
| Revenue | د.إ49.09b |
| Cost of Revenue | د.إ0 |
| Gross Profit | د.إ49.09b |
| Other Expenses | د.إ25.43b |
| Earnings | د.إ23.65b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.74 |
| Gross Margin | 100.00% |
| Net Profit Margin | 48.19% |
| Debt/Equity Ratio | 126.0% |
How did EMIRATESNBD perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield27%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/29 06:38 |
| End of Day Share Price | 2026/04/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Emirates NBD Bank PJSC is covered by 22 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kais Kriaa | AlphaMena |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Monette Doss | Beltone Financial |