BKU logo

BankUnited, Inc.NYSE:BKU Stock Report

Market Cap US$2.7b
Share Price
US$35.66
My Fair Value
US$42
14.5% undervalued intrinsic discount
1Y3.5%
7D-0.4%
Portfolio Value
View

BankUnited, Inc.

NYSE:BKU Stock Report

Market Cap: US$2.7b

BankUnited (BKU) Stock Overview

Operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. More details

BKU fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health5/6
Dividends5/6

BKU Community Fair Values

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US$41.69
FV
14.5% undervalued intrinsic discount
8.79%
Revenue growth p.a.
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6 days ago author updated this narrative

BankUnited, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for BankUnited
Historical stock prices
Current Share PriceUS$35.66
52 Week HighUS$44.45
52 Week LowUS$28.21
Beta1.33
1 Month Change-4.32%
3 Month Change-0.39%
1 Year Change3.51%
3 Year Change-12.85%
5 Year Change56.13%
Change since IPO25.56%

Recent News & Updates

BankUnited: Maintaining A Cautious Approach As Earnings Near

Jul 21

Recent updates

BankUnited: Maintaining A Cautious Approach As Earnings Near

Jul 21

BankUnited: Credit Concerns Offset Deposit Growth In Q1

Apr 30

BankUnited (NYSE:BKU) Is Paying Out A Larger Dividend Than Last Year

Mar 30
BankUnited (NYSE:BKU) Is Paying Out A Larger Dividend Than Last Year

BankUnited: Solid Deposits But Light Reserves Leave Shares Fairly Valued (Rating Downgrade)

Jan 31

BankUnited Might Be Ready For A Downgrade Before Too Long

Nov 29
author-image

Calculated Deposit Management And Talent Drive Growth In Banking Franchise

Proactive deposit management and NIDDA strategy enhance net interest margins, boosting profitability through cheap funding.

BankUnited: Strong Deposit Trends Enable Further Upside

Sep 13

BankUnited: Upside Even With Potential CRE Weakness

Jun 25

Downgrading BankUnited After A Fantastic Run Higher

Apr 05

BankUnited's (NYSE:BKU) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 04
BankUnited's (NYSE:BKU) Shareholders Will Receive A Bigger Dividend Than Last Year

BankUnited (NYSE:BKU) Is Increasing Its Dividend To $0.29

Feb 26
BankUnited (NYSE:BKU) Is Increasing Its Dividend To $0.29

BankUnited: Balance Sheet Optimization Poised To Create Upside

Dec 04

BankUnited: Dividend Yield Of 4.37%, But It's Not All That Makes This Stock A Buy

Sep 20

BankUnited: Worth Consideration Despite Some Weak Spots

Jun 30

Shareholder Returns

BKUUS BanksUS Market
7D-0.4%-0.6%0.7%
1Y3.5%26.6%19.4%

Return vs Industry: BKU underperformed the US Banks industry which returned 26.3% over the past year.

Return vs Market: BKU underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is BKU's price volatile compared to industry and market?
BKU volatility
BKU Average Weekly Movement3.8%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: BKU has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BKU's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20091,671Raj Singhwww.bankunited.com

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial loans, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans.

BankUnited, Inc. Fundamentals Summary

How do BankUnited's earnings and revenue compare to its market cap?
BKU fundamental statistics
Market capUS$2.71b
Earnings (TTM)US$253.51m
Revenue (TTM)US$999.76m
10.6x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BKU income statement (TTM)
RevenueUS$999.76m
Cost of RevenueUS$0
Gross ProfitUS$999.76m
Other ExpensesUS$746.25m
EarningsUS$253.51m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.37
Gross Margin100.00%
Net Profit Margin25.36%
Debt/Equity Ratio102.4%

How did BKU perform over the long term?

See historical performance and comparison

Dividends

3.5%
Current Dividend Yield
35%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/11 17:22
End of Day Share Price 2025/08/11 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BankUnited, Inc. is covered by 26 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew KeatingBarclays
Jared David ShawBarclays
Leanne CaravaggioBMO Capital Markets Equity Research