BankUnited Past Earnings Performance

Past criteria checks 1/6

BankUnited's earnings have been declining at an average annual rate of -1.7%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been declining at an average rate of 0.3% per year. BankUnited's return on equity is 6.6%, and it has net margins of 19.5%.

Key information

-1.7%

Earnings growth rate

4.2%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	-0.3%
Return on equity	6.6%
Net Margin	19.5%
Last Earnings Update	31 Mar 2024

Recent past performance updates

Recent updates

Downgrading BankUnited After A Fantastic Run Higher

Apr 05

BankUnited's (NYSE:BKU) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 04

BankUnited (NYSE:BKU) Is Increasing Its Dividend To $0.29

Feb 26

BankUnited: Balance Sheet Optimization Poised To Create Upside

Dec 04

BankUnited: Dividend Yield Of 4.37%, But It's Not All That Makes This Stock A Buy

Sep 20

BankUnited: Worth Consideration Despite Some Weak Spots

Jun 30

BankUnited raises dividend by 8% to $0.27

Feb 23

BankUnited GAAP EPS of $0.82 misses by $0.27, revenue of $269.9M beats by $0.55M

Jan 19

BankUnited declares $0.25 dividend

Dec 20

BankUnited: Valuation And Deposit Costs Offset Sound Growth Investments

Nov 14

BankUnited GAAP EPS of $1.12 beats by $0.10, revenue of $258.91M misses by $1.14M

Oct 20

BankUnited declares $0.25 dividend

Sep 26

BankUnited GAAP EPS of $0.82 misses by $0.08, revenue of $238.86M misses by $6.56M

Jul 21

Revenue & Expenses Breakdown
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How BankUnited makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:BKU Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 24	875	170	463
31 Dec 23	873	175	463
30 Sep 23	888	218	463
30 Jun 23	934	258	464
31 Mar 23	925	266	458
31 Dec 22	915	280	450
30 Sep 22	937	340	454
30 Jun 22	914	340	442
31 Mar 22	958	378	434
31 Dec 21	997	409	424
30 Sep 21	976	368	405
30 Jun 21	938	346	395
31 Mar 21	883	316	385
31 Dec 20	707	189	384
30 Sep 20	700	193	378
30 Jun 20	727	202	385
31 Mar 20	753	207	396
31 Dec 19	891	300	406
30 Sep 19	983	264	405
30 Jun 19	1,051	285	411
31 Mar 19	1,100	293	410
31 Dec 18	1,156	312	403
30 Sep 18	1,121	664	408
30 Jun 18	1,088	636	397
31 Mar 18	1,065	613	393
31 Dec 17	1,039	591	386
30 Sep 17	1,008	250	374
30 Jun 17	973	234	371
31 Mar 17	946	224	363
31 Dec 16	926	217	355
30 Sep 16	900	210	351
30 Jun 16	880	260	350
31 Mar 16	845	250	342
31 Dec 15	804	242	332
30 Sep 15	751	233	326
30 Jun 15	731	186	313
31 Mar 15	717	188	306
31 Dec 14	720	196	301
30 Sep 14	723	202	289
30 Jun 14	715	202	283
31 Mar 14	709	207	279
31 Dec 13	682	200	277
30 Sep 13	711	206	267
30 Jun 13	695	199	262

Quality Earnings: BKU has high quality earnings.

Growing Profit Margin: BKU's current net profit margins (19.5%) are lower than last year (28.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BKU's earnings have declined by 1.7% per year over the past 5 years.

Accelerating Growth: BKU's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BKU had negative earnings growth (-35.9%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).

BankUnited Past Earnings Performance

Past criteria checks 1/6

Key information

Recent past performance updates

First quarter 2024 earnings: EPS exceeds analyst expectations

BankUnited, Inc. Reports Net Charge-Offs Results for the First Quarter Ended March 31, 2024

BankUnited, Inc. to Report Q1, 2024 Results on Apr 17, 2024

BankUnited, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

Full year 2023 earnings: EPS and revenues miss analyst expectations

BankUnited, Inc. Announces Net Charge-Offs Results for the Third Quarter Ended September 30, 2023

Recent updates

First quarter 2024 earnings: EPS exceeds analyst expectations

BankUnited, Inc. Reports Net Charge-Offs Results for the First Quarter Ended March 31, 2024

Downgrading BankUnited After A Fantastic Run Higher

BankUnited's (NYSE:BKU) Shareholders Will Receive A Bigger Dividend Than Last Year

Upcoming dividend of US$0.29 per share

BankUnited, Inc. to Report Q1, 2024 Results on Apr 17, 2024

Chairman exercised options and sold US$2.4m worth of stock

BankUnited (NYSE:BKU) Is Increasing Its Dividend To $0.29

Fourth quarter dividend increased to US$0.29

BankUnited, Inc. Declares Quarterly Dividend, Payable on April 30, 2024

Investor sentiment deteriorates as stock falls 16%

BankUnited, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

Full year 2023 earnings: EPS and revenues miss analyst expectations

Price target increased by 8.2% to US$31.79

New major risk - Revenue and earnings growth

BankUnited, Inc. Announces Quarterly Dividend, Payable on January 31, 2024

BankUnited: Balance Sheet Optimization Poised To Create Upside

Investor sentiment improves as stock rises 19%

Now 20% undervalued after recent price drop

New major risk - Revenue and earnings growth

BankUnited, Inc. Announces Net Charge-Offs Results for the Third Quarter Ended September 30, 2023

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

New minor risk - Profit margin trend

BankUnited, Inc. to Report Q3, 2023 Results on Oct 19, 2023

Upcoming dividend of US$0.27 per share at 5.0% yield

BankUnited, Inc. Announces Quarterly Dividend, Payable on October 31, 2023

BankUnited: Dividend Yield Of 4.37%, But It's Not All That Makes This Stock A Buy

Price target increased by 15% to US$30.65

BankUnited, Inc. Reports Net Charge-Offs Results for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Investor sentiment improves as stock rises 16%

Upcoming dividend of US$0.27 per share at 4.9% yield

BankUnited, Inc. to Report Q2, 2023 Results on Jul 25, 2023

BankUnited: Worth Consideration Despite Some Weak Spots

New minor risk - Share price stability

Investor sentiment improves as stock rises 15%

Investor sentiment improves as stock rises 16%

BankUnited, Inc. Appoints Germaine Smith-Baugh as Director

BankUnited Inc. Announces New Corporate Banking Team in New York

Investor sentiment deteriorates as stock falls 20%

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Now 22% undervalued after recent price drop

Upcoming dividend of US$0.27 per share at 4.8% yield

Price target decreased by 8.2% to US$32.68

Chairman exercised options and sold US$497k worth of stock

Now 22% undervalued after recent price drop

BankUnited raises dividend by 8% to $0.27

Full year 2022 earnings: EPS and revenues miss analyst expectations

BankUnited GAAP EPS of $0.82 misses by $0.27, revenue of $269.9M beats by $0.55M

Now 22% undervalued after recent price drop

Upcoming dividend of US$0.25 per share

BankUnited, Inc. to Report Q4, 2022 Results on Jan 19, 2023

BankUnited, Inc. Declares Quarterly Cash Dividend, Payable on January 31, 2023

BankUnited declares $0.25 dividend

Independent Director recently sold US$168k worth of stock

Insufficient new directors

BankUnited: Valuation And Deposit Costs Offset Sound Growth Investments

Independent Director recently sold US$168k worth of stock

Third quarter 2022 earnings: EPS exceeds analyst expectations

BankUnited GAAP EPS of $1.12 beats by $0.10, revenue of $258.91M misses by $1.14M

Upcoming dividend of US$0.25 per share

BankUnited, Inc. to Report Q3, 2022 Results on Oct 20, 2022

BankUnited, Inc. Announces Quarterly Dividend Payable on October 31, 2022

BankUnited declares $0.25 dividend

BankUnited, Inc. (NYSE:BKU) announces an Equity Buyback for $150 million worth of its shares.

Second quarter 2022 earnings: EPS and revenues miss analyst expectations

BankUnited GAAP EPS of $0.82 misses by $0.08, revenue of $238.86M misses by $6.56M

Upcoming dividend of US$0.25 per share

BankUnited, Inc. to Report Q2, 2022 Results on Jul 21, 2022

Revenue & Expenses Breakdown
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