BankUnited Balance Sheet Health
Financial Health criteria checks 6/6
BankUnited has total assets of $35.8B and total equity of $2.8B. Total deposits are $27.9B, and total loans are $24.2B. It earns a Net Interest Margin of 2.6%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $986.3M.
Key information
12.7x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | US$27.86b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$986.35m |
Recent financial health updates
No updates
Recent updates
BankUnited: Strong Deposit Trends Enable Further Upside
Sep 13BankUnited: Upside Even With Potential CRE Weakness
Jun 25Downgrading BankUnited After A Fantastic Run Higher
Apr 05BankUnited's (NYSE:BKU) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 04
BankUnited (NYSE:BKU) Is Increasing Its Dividend To $0.29
Feb 26BankUnited: Balance Sheet Optimization Poised To Create Upside
Dec 04BankUnited: Dividend Yield Of 4.37%, But It's Not All That Makes This Stock A Buy
Sep 20BankUnited: Worth Consideration Despite Some Weak Spots
Jun 30BankUnited raises dividend by 8% to $0.27
Feb 23BankUnited GAAP EPS of $0.82 misses by $0.27, revenue of $269.9M beats by $0.55M
Jan 19BankUnited declares $0.25 dividend
Dec 20BankUnited: Valuation And Deposit Costs Offset Sound Growth Investments
Nov 14BankUnited GAAP EPS of $1.12 beats by $0.10, revenue of $258.91M misses by $1.14M
Oct 20BankUnited declares $0.25 dividend
Sep 26BankUnited GAAP EPS of $0.82 misses by $0.08, revenue of $238.86M misses by $6.56M
Jul 21Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKU's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: BKU has a sufficient allowance for bad loans (102%).
Low Risk Liabilities: 84% of BKU's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKU has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: BKU's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: BKU has an appropriate level of bad loans (0.9%).