Provident Financial Services (PFS) Stock Overview
Operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
PFS Community Fair Values
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Provident Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.02 |
| 52 Week High | US$22.24 |
| 52 Week Low | US$14.34 |
| Beta | 0.84 |
| 1 Month Change | -2.65% |
| 3 Month Change | 5.44% |
| 1 Year Change | 4.16% |
| 3 Year Change | -25.44% |
| 5 Year Change | 25.31% |
| Change since IPO | 16.26% |
Recent News & Updates
Recent updates
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
Jul 28
Provident Financial Is Relatively Safe From Tariff Challenges And Offering A 5.8% Dividend Yield
May 24Provident Financial Services: Reported Earnings Could Almost Double In 2025
Feb 17Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Nov 02
The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability
The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Jul 29Provident Financial: An Old Local Bank With Growth Potential After Lakeland Bank Merger
Feb 14Provident Financial Services' (NYSE:PFS) Dividend Will Be $0.24
Jan 29Provident Financial Services (NYSE:PFS) Is Paying Out A Dividend Of $0.24
Oct 30Provident Financial: Impressive Dividend Yield With Promising Lakeland Merger
Oct 26Do Provident Financial Services' (NYSE:PFS) Earnings Warrant Your Attention?
Sep 09Provident Financial Services: Waiting For Better Times, Better Price
Aug 12Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Aug 03Provident Financial Services, Inc. (NYSE:PFS) Analysts Just Slashed This Year's Revenue Estimates By 15%
Jul 30Provident Financial Services (NYSE:PFS) Will Pay A Dividend Of $0.24
May 01Provident Financial Services (NYSE:PFS) Ticks All The Boxes When It Comes To Earnings Growth
Apr 27Shareholder Returns
| PFS | US Banks | US Market | |
|---|---|---|---|
| 7D | -5.4% | -4.7% | -2.7% |
| 1Y | 4.2% | 26.7% | 17.5% |
Return vs Industry: PFS underperformed the US Banks industry which returned 24.4% over the past year.
Return vs Market: PFS underperformed the US Market which returned 16.8% over the past year.
Price Volatility
| PFS volatility | |
|---|---|
| PFS Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PFS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PFS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1839 | 1,777 | Tony Labozzetta | www.provident.bank |
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company’s loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans.
Provident Financial Services, Inc. Fundamentals Summary
| PFS fundamental statistics | |
|---|---|
| Market cap | US$2.38b |
| Earnings (TTM) | US$230.94m |
| Revenue (TTM) | US$823.47m |
Is PFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFS income statement (TTM) | |
|---|---|
| Revenue | US$823.47m |
| Cost of Revenue | US$0 |
| Gross Profit | US$823.47m |
| Other Expenses | US$592.53m |
| Earnings | US$230.94m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.77 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.04% |
| Debt/Equity Ratio | 102.6% |
How did PFS perform over the long term?
See historical performance and comparisonDividends
Does PFS pay a reliable dividends?
See PFS dividend history and benchmarks| Provident Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | Aug 15 2025 |
| Dividend Pay Date | Aug 29 2025 |
| Days until Ex dividend | 12 days |
| Days until Dividend pay date | 26 days |
Does PFS pay a reliable dividends?
See PFS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/01 03:30 |
| End of Day Share Price | 2025/08/01 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Provident Financial Services, Inc. is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Erik Zwick | Boenning & Scattergood, Inc. |
| Manuel Navas | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |