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PayPal Holdings

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

PayPal is treated like a business in decline, but the case here is that it only needs to stop slipping for sentiment to improve—and its heavy share buybacks could amplify that recovery if the core stays steady. The bigger question is whether PayPal’s cross‑platform person‑to‑person payments and new AI-driven ways to pay become tailwinds, or whether rising competition and shrinking profit per transaction keep the slide going.
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US$65
FV
13.0% undervalued intrinsic discount
exit-earnings model with explicit share-count reduction (the standard revenue/margin/PE approach understates PayPal because it ignores the buyback, which is central to this thesis) 1. Revenue FY2030: ~$37.5B (from ~$32B today, ~3.5% CAGR – stabilization only, no reacceleration) 2. Net margin: 15.5% → net income ~$5.8B (cost program partially offsets mix shift) 3. Share count FY2030: ~700M (from ~890M today) Assumes ~5.5% net annual share reduction – deliberately BELOW the current ~9%/yr run-rate. Feasibility check: retiring ~190M shares over 4.5 years costs roughly $3B/yr even at rising prices, well within ~$6.8B annual free cash flow. 4. EPS FY2030: $5.8B / 700M ≈ $8.30 5. Exit multiple: 12x earnings → ~$100 per share in FY2030 (low end of a normal profitable-financial multiple; no premium, zero value assigned to agentic commerce optionality) 6. Discount back 4.5 years at 10% p.a. → fair value today ≈ $65 Every input is conservative on purpose. Kill-switch: if Branded Checkout growth turns negative again, the network is eroding and the thesis is void regardless of this math. Sensitivity: at a 16x exit multiple and the current ~9%/yr buyback pace, the same framework yields ~$85–90. I deliberately anchor on the conservative case.
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Celsius Holdings

From $5M to $2B: Why the 2024 Crash Was the Best Buying Opportunity in Consumer Stocks

A 17-Year Story That Most Investors Only Discovered in the Last Three In 2010, Celsius Holdings (CELH) was generating roughly US$5 million in annual revenue, a forgotten energy drink with niche distribution in Scandinavian gyms and a handful of US health food stores. By the end of 2025, the company had crossed US$2 billion in trailing twelve-month revenue and acquired two major energy drink brands.
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US$55.43
FV
47.7% undervalued intrinsic discount
20.00%
Revenue growth p.a.
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Fortinet

FTNT Is The Cybersecurity Powerhouse A Buy?

Fortinet is one of the world’s largest cybersecurity companies. If a business needs to protect its network, Fortinet is usually on the shortlist.Read more

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US$125.56
28.7% overvalued intrinsic discount
Fair Value
Revenue
15% p.a.
Profit Margin
31%
Future PE
25x
Price in 2031
US$189.3
CMG logo
Chipotle Mexican Grill

Chipotle Mexican Grill will thrive with a 5% revenue boost

Chipotle is a fast-casual restaurant business that makes almost all of its money from company-owned restaurants selling Mexican-inspired food (burritos, bowls, tacos, etc.). Its growth strategy is straightforward: open more stores, increase digital sales, and improve restaurant productivity.Read more

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US$27.88
23.5% overvalued intrinsic discount
Fair Value
Revenue
-3% p.a.
Profit Margin
11.96%
Future PE
30.21x
Price in 2029
US$35.65
ABRA logo
AbraSilver Resource

NAV $4B CAD

NAV around $4B CAD. Price target $36 CAD At current assumptions, the DFS outlines an after-tax NPV of approximately US$3.0 billion (about C$4.2 billion) with an exceptional 41.9% IRR, only US$722 million of initial capital, and a rapid 1.7-year payback.Read more

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CA$36
61.2% undervalued intrinsic discount
Fair Value
Profit Margin
13.55%
Future PE
16.71x
Price in 2031
CA$123.7
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PayPal Holdings

PayPal: Undervalued Cash Flow Machine or Value Trap?

Investment Summary PayPal remains one of the largest digital payments platforms globally, yet the market continues to value the company as a mature, low-growth payments processor rather than a business capable of generating durable free cash flow and high returns on invested capital. Based on my discounted cash flow (DCF) analysis, PayPal appears materially undervalued, with an intrinsic value of $106.44 per share , representing approximately 88% upside from the current share price of $56.56.Read more

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US$69.03
18.1% undervalued intrinsic discount
Fair Value
Revenue
4.06% p.a.
Profit Margin
15%
Future PE
9.89x
Price in 2031
US$99.51
IREN logo
IREN

IREN: AI Infrastructure Growth vs. Valuation Risk

IREN (Iris Energy) continues to capture attention as it transitions from a Bitcoin miner to a vertically integrated AI Cloud provider. As of July 2026, the company's aggressive expansion strategy and high-profile partnerships have created a split narrative among market participants.Read more

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US$120.07
72.0% undervalued intrinsic discount
Fair Value
Revenue
65% p.a.
Profit Margin
50%
Future PE
40x
Price in 2029
US$155.36
GE logo
General Electric

The Aviation Giant Threatening to Monopolize the Skies: How GE's Ruthless Breakup Birthed an Unstoppable Juggernaut

Forget the high-flying software darlings and speculative AI hype cycles. The most impenetrable, profit-gushing monopoly in the modern market doesn't write code—it builds the beating heart of global commerce, 30,000 feet in the air.Read more

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US$307
13.6% overvalued intrinsic discount
Fair Value
Fair Value of $307 is based on a 5-year model: 13.5% revenue CAGR, 17.5% target margins, an 8.5% discount rate, and a premium 28x terminal P/E. At $355, the stock trades at a 15% premium.