Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

27.8% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

25.6% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.9% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Flushing Financial

Key Takeaways Expanding non-interest-bearing deposits and repricing loans are poised to improve net interest margins and drive revenue growth. Growing presence in Asian markets and diversifying revenue streams can enhance deposit growth and support earnings expansion.

Consensus Narrative from 4 Analysts

Expanding Into Asian Markets And SBA Loan Sales Will Diversify Revenue Streams In 2025

US$13.75

11.4% undervalued

48.60%

Revenue growth p.a.

13 days ago

Qt Group Oyj

Key Takeaways Short-term revenue is pressured by macro uncertainty, but long-term prospects remain strong due to digital transformation and expanding cross-industry demand for advanced UI/UX solutions. Strategic acquisitions, sector diversification, and ongoing product innovation enhance upsell opportunities, recurring revenues, and position Qt for enduring growth as market conditions improve.

Consensus Narrative from 4 Analysts

Embedded Device And IoT Demand Will Unlock Future Opportunities

€75.50

39.9% undervalued

14.90%

Revenue growth p.a.

Updated

Air New Zealand

Key Takeaways Regulatory pressure, fleet disruptions, and environmental costs are shrinking margins, limiting growth prospects, and increasing operational risks for Air New Zealand. Over-reliance on local tourism, demographic shifts, and labor challenges heighten earnings volatility and reduce the company's resilience against downturns.

Consensus Narrative from 5 Analysts

Rising Regulatory Burdens And Fleet Setbacks Will Limit Prospects

Flight Centre Travel Group

NZ$0.59

1.7% undervalued

2.01%

Revenue growth p.a.

about 1 month ago

Key Takeaways Structural and technological shifts threaten core business model, with greater competition from digital platforms and insufficient investment in personalization and self-service technologies. Persistent external pressures, including regulatory burdens, hybrid work adoption, and industry consolidation, are likely to suppress earnings quality and long-term profitability.

Consensus Narrative from 17 Analysts

Digital Shifts And Regulatory Woes Will Drag Margins Lower

AU$12.80

0.4% undervalued

4.85%

Revenue growth p.a.

about 1 month ago

Crayon Group Holding

Key Takeaways Heavy dependence on major cloud vendors and shifting partner incentives threaten Crayon's intermediary margins, earnings stability, and long-term profitability. Increased automation, regulatory fragmentation, and fierce competition erode pricing power and raise operating costs, risking lower organic growth and higher client churn.

Consensus Narrative from 2 Analysts

Dependency On Microsoft And AWS Will Erode Margins Over Time

NOK 112.00

28.6% overvalued

15.78%

Revenue growth p.a.

about 1 month ago

Collins Foods

Key Takeaways Regulatory changes, rising labor and supply costs, and sustainability mandates are compressing margins and increasing operational risks for Collins Foods. Shifting consumer preferences and growing competition from healthier and digital-first concepts threaten sales growth and heighten single-brand dependency vulnerabilities.

Consensus Narrative from 13 Analysts

Australian And European Mandates Will Squeeze Margins Amid Cost Hikes

AU$8.40

11.3% overvalued

4.57%

Revenue growth p.a.

about 1 month ago

Jupiter Fund Management

Key Takeaways Ongoing client outflows, industry fee compression, and rising preference for passive products threaten Jupiter's revenue growth and long-term earnings outlook. Integration and regulatory costs, plus shifting client preferences, could limit profitability and operational efficiency despite efforts to launch higher-fee products.

Consensus Narrative from 10 Analysts

Fee Compression And Rising Costs Will Erode Asset Management Value

UK£1.19

5.7% overvalued

3.71%

Revenue growth p.a.

4 days ago

Ducommun

Key Takeaways Vision 2027 strategy prioritizes revenue from engineered products and aftermarket content, aiming to boost future revenue growth. Focus on high-growth defense sectors, supported by backlog and orders, strengthens revenue prospects, especially in defense.

Consensus Narrative from 4 Analysts

Focus On Missile Programs And Electronic Warfare Will Strengthen Market Position

US$106.25

16.1% undervalued

7.49%

Revenue growth p.a.

Updated

Mirae Asset Securities

Key Takeaways Mirae Asset Securities aims to boost revenue and profitability through AI-driven investment tools, strategic acquisitions like Sharekhan, and asset management expansion in global wealth management. The company focuses on enhancing shareholder value with share cancellations, a dividend policy, and maintaining high return on equity through strategic investments and potential market opportunities.

Consensus Narrative from 11 Analysts

Global Expansion And AI Focus Will Strengthen Future Prospects