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Citigroup
CH
ChadWisperer
Community Contributor
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins; Citi Token Services lets Citi position itself as the "killer app" for institutional cross-border payments, absorbing complexities and offering instant, cost-effective solutions; Core business is firing on all cylinders , with record performances in Markets and Wealth, significant share gains in Investment Banking (especially M&A, LevFin, and sponsors), and robust growth in Services and U.S. Personal Banking, all contributing to strong revenue momentum; Highly capital efficient returning $3 billion in capital during the quarter , including $2 billion in share repurchases, part of our $20 billion repurchase plan with a goal of 11% Return on tangible equity (ROTE or ROTCE). ✨ Chat with this narrative: https://notebooklm.google.com/notebook/aa2a6c92-6bd1-495e-beb5-d8d4e6525410 (believe a Google account is required) Background Citigroup Inc.
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US$233.04
FV
58.8% undervalued
intrinsic discount
6.00%
Revenue growth p.a.
Set Fair Value
16
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0
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35
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New
narrative
IREN
KA
kapirey
Community Contributor
IREN will transform from bitcoin miner to leader in AI infrastructure
Key Highlights Financial Performance (Q3 FY25) Record Revenue : $148.1 million Record Adjusted EBITDA : $83.3 million Record EBITDA : $82.7 million Profit After Tax : $24.2 million Avg. Operating Hashrate : 29.4 EH/s Strong Margins : All-in cash cost per BTC mined at $41k vs.
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US$21.48
FV
17.5% undervalued
intrinsic discount
49.99%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
1
users have commented on this narrative
34
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Updated
narrative
XRF Scientific
RO
Robbo
Community Contributor
Behind the Assay: XRF Scientific’s Role in Modern Mining Economics
There’s an old saying that in a gold rush, those who make the money are the ones selling the shovels; and mining service companies have indeed proven to be shrewd investments historically. XRF Scientific holds a strong niche in sample preparation equipment and consumables used in X-ray fluorescence (XRF) and X-ray diffraction (XRD) analysis, which are essential in determining the quality and purity of materials.
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AU$2.10
FV
2.4% undervalued
intrinsic discount
9.68%
Revenue growth p.a.
Set Fair Value
5
users have liked this narrative
0
users have commented on this narrative
10
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Avanza Bank Holding
AN
AnalystLowTarget
Consensus Narrative from 10 Analysts
Tightening European Rules And Fintech Rivals Will Shrink Margins
Key Takeaways Heightened regulatory pressures, rising costs, and changing industry dynamics threaten Avanza's profitability, revenue model sustainability, and ability to innovate effectively. Intensifying competition from large incumbents, fintechs, and tech-driven entrants puts Avanza's market share, client retention, and earnings growth at risk.
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SEK 279.00
FV
29.2% overvalued
intrinsic discount
1.96%
Revenue growth p.a.
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0
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0
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0
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4 days ago
author updated this narrative
Lagardere
AN
AnalystLowTarget
Consensus Narrative from 3 Analysts
Travel Shocks Will Compress Margins While Digital Trends Ensure Hope
Key Takeaways Heavy focus on travel retail and traditional publishing assets increases vulnerability to travel disruptions, high fixed costs, and intensifying competition from digital-first platforms. Transition to digital content provides margin opportunities but poses risks from larger global tech competitors and rapid shifts in consumer behavior.
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€23.50
FV
12.3% undervalued
intrinsic discount
4.34%
Revenue growth p.a.
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0
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0
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0
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4 days ago
author updated this narrative
ITV
AN
AnalystLowTarget
Consensus Narrative from 8 Analysts
Global Streaming Competition Will Crush Traditional Ad Revenues
Key Takeaways Shifting viewer habits toward streaming and dominance of global players threaten ITV's ad revenue, market share, and relevance, making digital growth insufficient to offset declines. Mounting content costs and regulatory pressures are expected to squeeze margins further, while fragmented advertising and limited pricing power undermine future earnings.
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UK£0.61
FV
40.5% overvalued
intrinsic discount
1.39%
Revenue growth p.a.
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0
users have liked this narrative
0
users have commented on this narrative
0
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4 days ago
author updated this narrative
Spectris
AN
AnalystLowTarget
Consensus Narrative from 7 Analysts
AI Disruption And Supply Challenges Will Erode Margins
Key Takeaways Accelerating digitalization and new low-cost competitors threaten Spectris's pricing power, margins, and traditional hardware market share. Lagging SaaS innovation and mounting regulatory demands may restrict growth, increase costs, and weaken earnings resilience.
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UK£26.25
FV
51.6% overvalued
intrinsic discount
5.77%
Revenue growth p.a.
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0
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0
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0
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4 days ago
author updated this narrative
Ocado Group
AN
AnalystLowTarget
Consensus Narrative from 13 Analysts
Rising Regulatory Hurdles And Cost Pressures Will Erode Margins
Key Takeaways Rising sustainability demands and consolidation in grocery retail threaten Ocado's pricing power, contract terms, and margin stability. Heavy investment in automation and underperforming divisions risk negative earnings if client expansion lags amid economic and geopolitical headwinds.
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UK£2.10
FV
65.3% overvalued
intrinsic discount
49.74%
Revenue growth p.a.
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0
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0
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0
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4 days ago
author updated this narrative
ICICI Prudential Life Insurance
AN
AnalystConsensusTarget
Consensus Narrative from 32 Analysts
GIFT Select Product Will Deliver Secure And Adaptive Insurance Offerings
Key Takeaways Enhanced product mix, focusing on high-margin and guaranteed income products, aims to boost net margins and stabilize revenues amid economic challenges. Strategic partnerships, channel diversification, and digital investments target increased market share and growth in embedded value and new business value.
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₹721.50
FV
14.2% undervalued
intrinsic discount
-6.76%
Revenue growth p.a.
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0
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0
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5
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4 days ago
author updated this narrative
Sage Group
AN
AnalystConsensusTarget
Consensus Narrative from 18 Analysts
GenAI-Powered Assistant And Market Expansion Will Improve Customer Engagement
Key Takeaways Sage is advancing AI integration to boost operational efficiency and customer engagement, fostering revenue growth through adoption and retention. Strategic expansion and disciplined cost control are driving revenue growth and enhancing operating margins, supporting long-term earnings and shareholder value.
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UK£13.44
FV
6.0% undervalued
intrinsic discount
8.58%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
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15
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4 days ago
author updated this narrative
Jerónimo Martins SGPS
AN
AnalystConsensusTarget
Consensus Narrative from 20 Analysts
New Stores In Slovakia And Colombia Will Expand Market Reach
Key Takeaways Strategic expansion in Slovakia and Colombia and new store openings are set to drive revenue growth and strengthen market presence. Focus on e-commerce in health and beauty, along with cost efficiency initiatives, will enhance margins and support sustainable growth.
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€25.04
FV
13.3% undervalued
intrinsic discount
7.42%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
42
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4 days ago
author updated this narrative
Rakuten Group
AN
AnalystConsensusTarget
Consensus Narrative from 15 Analysts
Advanced Technologies And Partnerships Will Improve Telecommunications And Cloud Solutions
Key Takeaways AI-driven efficiencies and international expansion are expected to boost revenue and competitive advantages through improved margins and personalized customer retention. Strategic partnerships and advanced technologies promise significant earnings growth in telecommunications and cloud solutions.
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JP¥952.87
FV
17.4% undervalued
intrinsic discount
7.67%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
2
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4 days ago
author updated this narrative
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