Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

24.3% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.1% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Falabella

Key Takeaways Falabella's growth in retail and e-commerce bolsters revenue expectations, while banking improvements enhance earnings through better risk management. Strategic cost containment and reduced leverage improve financial stability, supporting future earnings growth and operational efficiency.

Consensus Narrative from 9 Analysts

Retail And E-commerce Developments May Mitigate Future Financial Services Risks

CL$4.56k

15.7% overvalued

5.38%

Revenue growth p.a.

11 days ago

Beazley

Key Takeaways Competitive market conditions and expected pricing softening may pressure Beazley’s margins and future earnings growth. Higher reserving for cyber threats and capital retention strategy could limit growth investments and affect future profits.

Consensus Narrative from 15 Analysts

Increasing Cyber Threats Will Drive Up Costs And Reduce Future Net Margins

UK£10.37

22.9% undervalued

5.74%

Revenue growth p.a.

16 days ago

Bumrungrad Hospital

Key Takeaways Heavy dependence on high-spending international patients faces threats from reduced treatment intensity, evolving regulations, and stronger healthcare systems in source countries. Intensifying competition, capacity constraints, and digital healthcare alternatives may impede profitability and future revenue growth if Bumrungrad cannot further differentiate itself.

Consensus Narrative from 21 Analysts

Middle Eastern Declines Will Compress Margins Yet Tech Will Assist

฿150.00

25.3% overvalued

2.40%

Revenue growth p.a.

about 2 months ago

Warehouses De Pauw

Key Takeaways Rising debt costs, stricter sustainability regulations, and aging assets are squeezing margins, limiting cash for dividends and future growth. Intensifying European competition and geographic concentration increase risks to occupancy, rent levels, and asset values amid weaker revenue growth.

Consensus Narrative from 15 Analysts

Rising Debt And European Risks Will Undermine Long-Term Stability

€20.00

7.0% overvalued

2.41%

Revenue growth p.a.

about 2 months ago

DCC

Key Takeaways Ongoing reliance on traditional fuels and rising compliance costs from decarbonization threaten DCC's growth prospects and compress margins, with greener services insufficiently offsetting declines. Acquisition-led growth faces diminishing returns due to integration risks and competition, while digital disruption and industry shifts jeopardize long-term profitability and cash generation.

Consensus Narrative from 12 Analysts

Legacy Hydrocarbon Businesses Will Decline Under Decarbonization Pressures

UK£44.91

4.6% overvalued

-1.73%

Revenue growth p.a.

about 2 months ago

Smith & Wesson Brands

Key Takeaways Weakening firearm demand and shifting consumer behavior are shrinking Smith & Wesson's addressable market, posing threats to sustained revenue growth. Regulatory, societal, and innovation pressures increase risks to market share, capital access, and long-term profitability.

Consensus Narrative from 3 Analysts

Inflation And Regulatory Hurdles Will Curb Firearm Market Demand

US$9.00

7.9% undervalued

2.19%

Revenue growth p.a.

about 2 months ago

Objective

Key Takeaways Transition to subscription and SaaS enhances recurring revenue, reduces churn, and leads to predictable revenue with high profitability. Expansion into North America and the U.K. opens substantial growth opportunities, potentially boosting revenue and earnings significantly.

Consensus Narrative from 8 Analysts

AI Integration And Global Expansion Will Strengthen SaaS Offerings

AU$15.54

25.4% overvalued

10.05%

Revenue growth p.a.

16 days ago

a2 Milk

Key Takeaways The company's expansion and reliance on costly air freight impact margins and could pressure revenue if investment returns disappoint. Challenges in key markets, including declining ANZ performance and competition in China, threaten growth amidst costly product launches.

Consensus Narrative from 8 Analysts

Supply Constraints And Capital Costs Will Weigh On Earnings, But New Products May Improve Future Prospects

NZ$8.37

0.5% overvalued

8.38%

Revenue growth p.a.

16 days ago

Persimmon

Key Takeaways Shifting demographics, affordability pressures, and tighter regulations threaten revenue growth, profitability, and the company's ability to convert its land bank efficiently. Ongoing concerns over build quality and customer service risk damaging brand reputation, increasing costs, and eroding pricing power and earnings sustainability.

Consensus Narrative from 16 Analysts

UK Housing Will Suffer From Aging Demographics And Tougher Regulation