Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

27.8% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

25.2% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AAC Technologies Holdings

AU$22.00

5.0% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Key Takeaways Heightened trade tensions and localization pressures threaten overseas revenue streams, while plateauing smartphone demand may limit future topline growth. Rising compliance and R&D costs amid strong competition and expansion efforts are likely to constrain margins and increase the risk of underwhelming financial performance.

Consensus Narrative from 21 Analysts

Escalating US-China Tensions And Rising Costs Will Impair Prospects

HK$42.81

3.9% overvalued

9.36%

Revenue growth p.a.

about 1 month ago

Objective

Key Takeaways Transition to subscription and SaaS enhances recurring revenue, reduces churn, and leads to predictable revenue with high profitability. Expansion into North America and the U.K. opens substantial growth opportunities, potentially boosting revenue and earnings significantly.

Consensus Narrative from 8 Analysts

AI Integration And Global Expansion Will Strengthen SaaS Offerings

AU$15.54

27.7% overvalued

10.05%

Revenue growth p.a.

14 days ago

a2 Milk

Key Takeaways The company's expansion and reliance on costly air freight impact margins and could pressure revenue if investment returns disappoint. Challenges in key markets, including declining ANZ performance and competition in China, threaten growth amidst costly product launches.

Consensus Narrative from 8 Analysts

Supply Constraints And Capital Costs Will Weigh On Earnings, But New Products May Improve Future Prospects

Grupo Energía Bogotá E.S.P

NZ$8.37

0.2% undervalued

8.38%

Revenue growth p.a.

14 days ago

Key Takeaways Growing regulatory, ESG pressures, and competition from renewables threaten to erode margins and challenge the long-term viability of traditional gas and grid operations. High capital requirements, policy uncertainty, and regional instability increase financial risks and could weaken cash flow sustainability and shareholder value.

Consensus Narrative from 2 Analysts

Decarbonization Pressures Will Shrink Margins And Raise Risks

Col$2.90k

3.1% overvalued

2.05%

Revenue growth p.a.

about 2 months ago

Magellan Financial Group

Key Takeaways New leadership and strategic execution could enhance business stability, client trust, and earnings. Strategic partnerships and geographic expansion may boost revenue and asset growth, leveraging a strong balance sheet.

Consensus Narrative from 10 Analysts

Vinva Partnership And Global Expansion May Improve Future Prospects, But Fee Pressures And Outflows Could Challenge Profitability

AU$8.80

18.9% overvalued

-11.89%

Revenue growth p.a.

14 days ago

Ramsay Health Care

Key Takeaways Growing healthcare demand is being offset by funding constraints, regulatory pressures, and rising labor costs, putting strain on Ramsay's revenue growth and profit margins. Outpaced by digital care trends and burdened with high debt, Ramsay faces underutilized assets, halted expansion, and ongoing risks to earnings and capital returns.

Consensus Narrative from 15 Analysts

Rising Labor Costs And Tightening Regulation Will Undercut Future Margins

AU$37.10

4.0% overvalued

4.05%

Revenue growth p.a.

about 2 months ago

MedPlus Health Services

Key Takeaways Strategic expansion and private label focus aim to boost revenue, profit margins, and market penetration through increased store network and product diversification. Operational efficiencies from warehouse additions and a disciplined network increase scalability, supporting long-term sustainable growth and earnings.

Consensus Narrative from 7 Analysts

Diagnostics Expansion And Private Labels Will Strengthen Market Position

₹1.06k

23.4% undervalued

12.69%

Revenue growth p.a.

29 days ago

ASUSTeK Computer

Key Takeaways Shifting digital trends and major tech competitors are undermining ASUS's core hardware markets and challenging the company's market share and profitability. Heightened competition, market cyclicality, and geopolitical risks are increasing margin pressure and creating persistent threats to ASUS's operational stability.

Consensus Narrative from 10 Analysts

Declining PC Demand And Fierce Competition Will Weaken Outlook

NT$483.34

35.1% overvalued

9.55%

Revenue growth p.a.

about 2 months ago

H & M Hennes & Mauritz

Key Takeaways Weak digital innovation and increasing competition from fast fashion platforms erode pricing power, threaten online growth, and compress profit margins. Heightened sustainability concerns, supply chain disruptions, and persistent margin pressures threaten long-term earnings and brand resilience.

Consensus Narrative from 26 Analysts

Fast Fashion Scrutiny And Digital Weakness Will Hamper Future Results