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Q2 Holdings, Inc. Stock Price

NYSE:QTWO Community·US$3.7b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 21 Fair Values set on narratives written by author

QTWO Share Price Performance

US$60.87
-17.88 (-22.70%)
US$74.25
Fair Value
US$60.87
-17.88 (-22.70%)
18.0% undervalued intrinsic discount
US$74.25
Fair Value
Price US$60.87
AnalystConsensusTarget US$74.25

QTWO Community Narratives

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Fair Value US$74.25 18.0% undervalued intrinsic discount

Digital Banking Sector Opportunities Will Expand Amid Shifting Rate Environment

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US$74.25
18.0% undervalued intrinsic discount
Revenue
9.85% p.a.
Profit Margin
15.84%
Future PE
35.04x
Price in 2029
US$95.81

Trending Discussion

No trending discussion available.

Updated Narratives

QTWO logo

QTWO: Best Of Breed AI Adoption Will Support Digital Banking Upside

Fair Value: US$74.25 18.0% undervalued intrinsic discount
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Snowflake Analysis

Solid track record with excellent balance sheet.

1 Risk
4 Rewards

Q2 Holdings, Inc. Key Details

US$846.2m

Revenue

US$364.0m

Cost of Revenue

US$482.2m

Gross Profit

US$390.3m

Other Expenses

US$92.0m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
1.47
56.99%
10.87%
0%
View Full Analysis

About QTWO

Founded
2004
Employees
2549
CEO
Matthew Flake
WebsiteView website
www.q2.com

Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

Recent QTWO News & Updates

Seeking Alpha 21h

Q2 Holdings: As Growth Decelerates, Much Better Bargains Exist In Software

Summary Q2 Holdings has weathered the sector downturn better than peers, but its valuation is no longer attractive. I reiterate a sell rating on QTWO, citing recent outperformance and a lack of compelling upside versus better-valued software stocks. QTWO's recurring revenue from large banking clients offers stability, but risks include lengthening sales cycles amid macro headwinds. Adjusted EBITDA margins are inflated by stock-based compensation, raising concerns about dilution and limiting further rally potential. Read the full article on Seeking Alpha

Recent updates

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