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FICO logo

Fair Isaac Corporation Stock Price

NYSE:FICO Community·US$24.8b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 225 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

FICO Share Price Performance

US$1,103.68
-401.20 (-26.66%)
​
US$1,512.25
Fair Value
US$1,103.68
-401.20 (-26.66%)
27.0% undervalued intrinsic discount
US$1,512.25
Fair Value
Price US$1,103.68
AnalystConsensusTarget US$1,512.25
AnalystLowTarget US$1,005.45
AnalystHighTarget US$2,172.31
Thu, 30 Jul 26
Fair ValueUS$1,512.25
Share Pricen/a

FICO Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$1.51k 27.0% undervalued intrinsic discount

FICO: New Mortgage Direct License Program Will Drive Market Leadership

1users have liked this narrative
0users have commented on this narrative
68users have followed this narrative
AN
AnalystLowTarget
AnalystLowTarget's
Fair Value
·
Fair Value US$1.01k 9.8% overvalued intrinsic discount

Tighter Data Privacy And DeFi Disruption Will Undermine Credit Models

0users have liked this narrative
0users have commented on this narrative
2users have followed this narrative
AN
AnalystHighTarget
AnalystHighTarget's
Fair Value
·
Fair Value US$2.17k 49.2% undervalued intrinsic discount

Digital Transformation And Alternative Data Will Expand Credit Markets

0users have liked this narrative
0users have commented on this narrative
4users have followed this narrative
FICO logo
Fair Isaac
9.8% overvalued intrinsic discount

Tighter Data Privacy And DeFi Disruption Will Undermine Credit Models

View narrative
AN
AnalystLowTarget
AnalystLowTarget
Updated 14 Aug
Read Narrative
FICO logo
Fair Isaac
27.0% undervalued intrinsic discount

FICO: New Mortgage Direct License Program Will Drive Market Leadership

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 30 Jul
Read Narrative
FICO logo
Fair Isaac
49.2% undervalued intrinsic discount

Digital Transformation And Alternative Data Will Expand Credit Markets

View narrative
AN
AnalystHighTarget
AnalystHighTarget
Updated 22 Jun
Read Narrative

Trending Discussion

No trending discussion available.

Recently Updated Narratives

AN
AnalystLowTarget
FICO logo

FICO: Mortgage And Regulatory Headwinds Will Pressure Future Pricing Power

Fair Value: US$1.01k 9.8% overvalued intrinsic discount
2 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AnalystConsensusTarget
FICO logo

FICO: Mortgage Score Headwinds Will Ultimately Support Future Upside Potential

Fair Value: US$1.51k 27.0% undervalued intrinsic discount
68 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AnalystHighTarget
FICO logo

FICO: Capital Returns And Margin Strength Will Support Premium Multiples

Fair Value: US$2.17k 49.2% undervalued intrinsic discount
4 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Undervalued with proven track record.

1 Risk
4 Rewards
View Full Analysis

Fair Isaac Corporation Key Details

US$2.4b

Revenue

US$356.7m

Cost of Revenue

US$2.0b

Gross Profit

US$1.2b

Other Expenses

US$815.0m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
37.74
85.10%
34.05%
-136.3%
View Full Analysis

About FICO

Founded
1956
Employees
3876
CEO
William Lansing
WebsiteView website
www.fico.com

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Recent FICO News & Updates

Seeking Alpha • Aug 30

Fair Isaac: Mortgage Pricing Is Doing The Work

Summary Fair Isaac Corporation has fallen over 40% from its high, now trading at 27x 2026 earnings, yet remains expensive given concentrated growth risks. Nearly all recent revenue growth came from mortgage origination pricing, making FICO’s earnings highly sensitive to this single driver and vulnerable to competition and regulatory scrutiny. VantageScore’s entry and pending direct licensing introduce uncertainty; Software segment growth and diversification have yet to offset mortgage concentration risks. I maintain a Hold rating, awaiting broader earnings growth, clarity on VantageScore’s impact, and successful direct licensing implementation before considering a more constructive stance. Read the full article on Seeking Alpha
User avatar
Narrative Update • Aug 14

FICO: Mortgage And Regulatory Headwinds Will Pressure Future Pricing Power

Analysts have trimmed their price targets on Fair Isaac, and the updated fair value estimate has shifted from about $897 to roughly $1,005 as they factor in slightly higher discount rates, more conservative revenue growth and profit margin assumptions, and modestly lower future P/E expectations. Analyst Commentary Recent Street research on Fair Isaac points to a more cautious tone, even as many firms still highlight longer term opportunities tied to pricing power, software growth and potential catalysts around the 10T score and direct licensing program.

Recent updates

No updates

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