Fee-Based Model Transition And Data Expansion Will Shape Our Future

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

28 Mar 25

Updated

27 Nov 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

66.3%

7D

-4.9%

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1Y

66.3%

7D

-4.9%

You can edit this narrative until Nov 28 10:10 AM. Then, changes will post as Updates.

Author's Valuation

US$18.1348.5% undervalued

AnalystConsensusTarget Fair Value

Shared on 27 Nov 25

Fair value Decreased 3.33%

PRCH: Reciprocal Insurance Margins Will Expand With Scalable Policy Volumes

Analysts have adjusted their fair value estimate for Porch Group slightly lower, from $18.75 to $18.13 per share. This change is based on updated growth assumptions and expanded profit margin projections following recent company discussions.

Shared on 06 Nov 25

Fair value Decreased 5.06%

PRCH: Reciprocal Insurance Model Will Drive Margin Upside Amid Capital-Light Shift

The analyst price target for Porch Group was revised down from $19.75 to $18.75. This reflects analyst expectations for slower revenue growth and profit margin compression, despite some positive developments highlighted in recent research updates.

Shared on 23 Sep 25

Fair value Increased 41%

Analysts have sharply raised Porch Group’s price target to $19.75, citing outperformance in insurance profitability, scalable premium growth, margin expansion potential, and a new capital-light structure that enhances valuations and financial flexibility. Analyst Commentary Bullish analysts see significant room for scaling policies and believe premium growth can reach 20%-25% annually, above prior expectations.

Shared on 01 Aug 25

Fair value Increased 6.33%

The increase in Porch Group’s consensus price target to $14.00 is primarily driven by higher projected future earnings, as reflected in the rising forward P/E multiple. What's in the News Porch Group launched three new Home Factors focused on identifying water intrusion, enhancing its property intelligence platform to improve risk segmentation and underwriting precision for insurers.

Shared on 01 May 25

Fair value Increased 110%

Shared on 24 Apr 25

Fair value Decreased 31%

AnalystConsensusTarget has increased shares outstanding growth rate from 0.1% to 0.2%.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 31%

AnalystConsensusTarget has decreased revenue growth from 4.0% to 3.5%, decreased profit margin from 17.1% to 11.0%, increased future PE multiple from 18.5x to 28.1x and increased shares outstanding growth rate from 0.0% to 0.1%.

AnalystConsensusTarget Fair Value

US$18.13

48.5% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

13.04%

Software revenue growth rate

1.18%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

9.53%

Calculation

US$39.67m

Earnings '28

x

50.33x

PE Ratio '28

=

US$2.00b

Market Cap '28

US$2.00b

Market Cap '28

/

84.76m

No. shares '28

=

US$23.56

Share Price '28

US$23.56 Share Price '28

Discounted to 2025 @ 9.45% p.a.

=

US$17.96

Fair Value '25