Pagaya Technologies

AI Expansion And Lending Diversification Will Transform The Credit Landscape

AnalystHighTarget

Not Invested

Consensus Narrative from 10 Analysts

Published

03 Sep 25

AnalystHighTarget's Fair Value

US$54.00

31.0% undervalued

03 Sep

US$37.26

203.4%

1.0%

203.4%

1.0%

Edit anytime before Sep 3 9:38 PM. Then post Updates to your followers.

Author's Valuation

US$54.0

31.0% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

US$54.0

31.0% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

15.15%

Software revenue growth rate

1.42%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.15%

Calculation

US$375.41m

Earnings '28

16.11x

PE Ratio '28

US$6.05b

Market Cap '28

US$6.05b

Market Cap '28

86.20m

No. shares '28

US$70.16

Share Price '28

US$70.16 Share Price '28

Discounted to 2025 @ 9.20% p.a.

US$53.88

Fair Value '25