Pagaya Technologies

Rising Regulations And Fierce Fintech Competition Will Erode Prospects

AnalystLowTarget

Not Invested

Consensus Narrative from 10 Analysts

Published

05 Sep 25

AnalystLowTarget's Fair Value

US$27.00

38.0% overvalued

05 Sep

US$37.26

203.4%

1.0%

203.4%

1.0%

Edit anytime before Sep 5 10:14 PM. Then post Updates to your followers.

Author's Valuation

US$27.0

38.0% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

US$27.0

38.0% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

15.15%

Software revenue growth rate

1.45%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.15%

Calculation

US$222.81m

Earnings '28

13.55x

PE Ratio '28

US$3.02b

Market Cap '28

US$3.02b

Market Cap '28

86.20m

No. shares '28

US$35.03

Share Price '28

US$35.03 Share Price '28

Discounted to 2025 @ 9.15% p.a.

US$26.94

Fair Value '25