Regional Management

Digital Channels And Machine Learning Will Drive Profit Despite Margin Pressure

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

24 Sep 24

Updated

10 Dec 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

17.3%

7D

10.1%

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1Y

17.3%

7D

10.1%

You can edit this narrative until Dec 11 9:06 AM. Then, changes will post as Updates.

Author's Valuation

US$46.3313.5% undervalued

AnalystConsensusTarget Fair Value

Shared on 10 Dec 25

RM: Aggressive Share Repurchases Will Drive Future Upside Potential

Narrative Update on Regional Management Analysts have modestly increased their price target on Regional Management to approximately $46.33 per share. This reflects stable assumptions for discount rate, revenue growth, profit margin, and future earnings multiples that continue to support a largely unchanged fair value outlook.

Shared on 26 Nov 25

RM: Share Repurchases And New Market Entry Will Support Long-Term Upside

Analysts have slightly adjusted their price target for Regional Management, reflecting a small increase from $46.33 to $46.33. This is based on updated forecasts of modestly slower revenue growth and a marginally higher profit margin.

Shared on 09 Nov 25

Fair value Increased 3.73%

RM: Expansion Into New States Will Drive Portfolio Performance Ahead

Analysts have raised their price target for Regional Management from $44.67 to $46.33. This change reflects updated expectations based on recent adjustments to key financial projections.

Shared on 25 Oct 25

Narrative Update on Regional Management Price Target Analysts have adjusted their price target for Regional Management slightly downward to $44.67 per share. They cite expectations for a lower profit margin and a modest increase in the projected future price-to-earnings ratio.

Shared on 10 Oct 25

Fair value Increased 12%

Analysts have raised their price target for Regional Management from $39.75 to $44.67. This reflects updated evaluations of fair value even as revenue growth and profit margin expectations are slightly more conservative.

Shared on 01 May 25

Fair value Decreased 0.63%

Shared on 23 Apr 25

Fair value Increased 5.26%

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 2.51%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Decreased 2.06%

AnalystConsensusTarget has increased revenue growth from 9.1% to 10.9% and decreased future PE multiple from 5.4x to 4.6x.

AnalystConsensusTarget Fair Value

US$46.33

13.5% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

10.15%

Consumer Finance revenue growth rate

0.71%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

12.50%

Calculation

US$93.73m

Earnings '28

x

6.33x

PE Ratio '28

=

US$593.74m

Market Cap '28

US$593.74m

Market Cap '28

/

9.37m

No. shares '28

=

US$63.40

Share Price '28

US$63.40 Share Price '28

Discounted to 2025 @ 12.50% p.a.

=

US$44.53

Fair Value '25