BNPL And Omnichannel Partnerships Will Create Value Despite Risks

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

24 Sep 24

Updated

31 Jul 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

-31.2%

7D

2.7%

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1Y

-31.2%

7D

2.7%

You can edit this narrative until Jul 31 1:45 PM. Then, changes will post as Updates.

Author's Valuation

US$38.5721.3% undervalued

AnalystConsensusTarget Fair Value

Shared on 31 Jul 25

PROG Holdings' valuation outlook remains stable, as both its discount rate and future P/E ratio saw only marginal changes, resulting in an unchanged consensus analyst price target of $38.57. What's in the News The company completed repurchase of 899,800 shares for $25.65 million in the recent tranche, totaling 27,715,844 shares (52.82%) for $992.71 million under its ongoing buyback program.

Shared on 30 Apr 25

Fair value Decreased 9.27%

Shared on 23 Apr 25

Fair value Increased 50%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 31%

AnalystConsensusTarget has increased shares outstanding growth rate from -0.1% to 0.1%.

Shared on 09 Apr 25

Fair value Decreased 6.53%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 2.88%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Increased 22%

AnalystConsensusTarget has decreased revenue growth from 4.7% to 3.6% and decreased future PE multiple from 15.7x to 11.6x.

AnalystConsensusTarget Fair Value

US$38.57

21.3% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

2.15%

Consumer Finance revenue growth rate

0.71%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

9.04%

Calculation

US$141.41m

Earnings '28

x

11.96x

PE Ratio '28

=

US$1.69b

Market Cap '28

US$1.69b

Market Cap '28

/

34.10m

No. shares '28

=

US$49.60

Share Price '28

US$49.60 Share Price '28

Discounted to 2025 @ 8.86% p.a.

=

US$38.45

Fair Value '25