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Digital Transformation And Weak Household Trends Will Reshape Mortgage Lending

Published
15 May 25
Updated
10 Oct 25
AnalystConsensusTarget's Fair Value
US$1.98
47.2% overvalued intrinsic discount
10 Oct
US$2.92
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1Y
37.1%
7D
-4.9%

Author's Valuation

US$1.9847.2% overvalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on10 Oct 25
Fair value Increased 23%

The analyst price target for loanDepot was increased from $1.62 to $1.98. This reflects improved expectations for revenue growth and profitability.

Shared on19 Aug 25
Fair value Increased 18%

Analysts remain cautious on loanDepot due to structural liquidity and operational challenges amid sector headwinds, though modest improvements in future profitability have led to a slight increase in the price target from $1.37 to $1.45. Analyst Commentary LoanDepot faces structural challenges in sourcing liquidity and reducing expenses compared to larger peers, potentially limiting its competitiveness.

Shared on02 Aug 25
Fair value Decreased 20%

The consensus analyst price target for loanDepot has decreased to $1.32, primarily due to significant declines in both the company's future P/E ratio and net profit margin. What's in the News Company founder Anthony Hsieh appointed permanent CEO and plans to add top executives to drive innovation and improve performance.