LDI Share Price Performance
US$0
-2.42 (-100.00%)
Price US$0
Fair ValueUS$1.90
Share Pricen/a
loanDepot, Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 12 Fair Values set on narratives written by author
LDI Community Narratives
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Fair Value US$1.9 45.5% overvalued intrinsic discount
Regulatory Headwinds And Digital Shifts Will Forge Mortgage Opportunities
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Fair Value US$2.5 10.6% overvalued intrinsic discount
Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds
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Fair Value US$1.45 90.7% overvalued intrinsic discount
Mortgage Margins Will Contract As Digital Rivals Intensify Market Pressure
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Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds
Key Takeaways Overly optimistic expectations for sustained growth overlook challenges posed by slowing household formation, affordability issues, and heightened competition from agile fintech rivals. Ongoing exposure to interest rate cycles and persistent legacy costs threaten profitability, while limited brand differentiation and pricing pressure may restrict market share gains.Read more
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AN
US$2.5
10.6% overvalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
17.66% p.a.
Profit Margin
6.54%
Future PE
8.05x
Share price in 2028
US$3.43
Regulatory Headwinds And Digital Shifts Will Forge Mortgage Opportunities
Key Takeaways Accelerated tech-driven efficiency and founder-led leadership position loanDepot for rapid market share gains and outsized improvements in margins and earnings. Enhanced digital engagement and servicing scale are poised to boost cross-sell, brand loyalty, and durable topline growth as younger buyers embrace online platforms.Read more
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AN
US$1.9
45.5% overvalued intrinsic discount
AnalystHighTarget Fair Value
Revenue growth
21.18% p.a.
Profit Margin
4.3%
Future PE
12.66x
Share price in 2028
US$4.21
Mortgage Margins Will Contract As Digital Rivals Intensify Market Pressure
Key Takeaways Secular shifts in housing demand and digital disruption are shrinking loanDepot's addressable market and intensifying margin pressures, challenging sustainable revenue growth. Reliance on cyclical refinancing and rising compliance costs expose loanDepot to earnings volatility and diminishing long-term profitability.Read more
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AN
US$1.45
90.7% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
13.04% p.a.
Profit Margin
5.22%
Future PE
9.83x
Share price in 2028
US$3.22
Recently Updated Narratives
AN
Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds
Fair Value: US$2.5 10.6% overvalued intrinsic discount
6 followersusers have followed this narrative
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AN
Mortgage Margins Will Contract As Digital Rivals Intensify Market Pressure
Fair Value: US$1.45 90.7% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
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AN
Regulatory Headwinds And Digital Shifts Will Forge Mortgage Opportunities
Fair Value: US$1.9 45.5% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
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Snowflake Analysis
loanDepot, Inc. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- -0.33
- 88.29%
- -6.70%
- 1,246.8%
About LDI
- Founded
- 2010
- Employees
- 4553
- CEO
- WebsiteView website
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
