LDI Share Price Performance
US$1.37
0.26 (23.42%)
42.5% undervalued intrinsic discount
US$2.38
Fair Value
Price US$1.37
AnalystConsensusTarget US$2.38
AnalystHighTarget US$2.40
AnalystLowTarget US$1.45
Fair ValueUS$2.38
Share Pricen/a
loanDepot, Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 15 Fair Values set on narratives written by author
LDI Community Narratives
AN
Fair Value US$2.38 42.5% undervalued intrinsic discount
Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds
0users have liked this narrative
0users have commented on this narrative
8users have followed this narrative
AN
Fair Value US$2.4 42.9% undervalued intrinsic discount
Regulatory Headwinds And Digital Shifts Will Forge Mortgage Opportunities
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value US$1.45 5.5% undervalued intrinsic discount
Mortgage Margins Will Contract As Digital Rivals Intensify Market Pressure
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
Regulatory Headwinds And Digital Shifts Will Forge Mortgage Opportunities
Key Takeaways Accelerated tech-driven efficiency and founder-led leadership position loanDepot for rapid market share gains and outsized improvements in margins and earnings. Enhanced digital engagement and servicing scale are poised to boost cross-sell, brand loyalty, and durable topline growth as younger buyers embrace online platforms.Read more
36
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
US$2.4
42.9% undervalued intrinsic discount
Fair Value
Profit Margin
0.97%
Future PE
44x
Price in 2029
US$3.4
Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds
Key Takeaways Overly optimistic expectations for sustained growth overlook challenges posed by slowing household formation, affordability issues, and heightened competition from agile fintech rivals. Ongoing exposure to interest rate cycles and persistent legacy costs threaten profitability, while limited brand differentiation and pricing pressure may restrict market share gains.Read more
166
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
8users have followed this narrative
AN
US$2.38
42.5% undervalued intrinsic discount
Fair Value
Profit Margin
4.91%
Future PE
9.86x
Price in 2029
US$3.37
Mortgage Margins Will Contract As Digital Rivals Intensify Market Pressure
Key Takeaways Secular shifts in housing demand and digital disruption are shrinking loanDepot's addressable market and intensifying margin pressures, challenging sustainable revenue growth. Reliance on cyclical refinancing and rising compliance costs expose loanDepot to earnings volatility and diminishing long-term profitability.Read more
6
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$1.45
5.5% undervalued intrinsic discount
Fair Value
Profit Margin
5.22%
Future PE
9.83x
Price in 2028
US$3.24
Trending Discussion
Recently Updated Narratives
AN
LDI: Multi Year Upside Thesis Hinges On 2026 Credit Risk Containment
Fair Value: US$2.4 42.9% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LDI: Future Returns Will Rely On Loan Growth And Operating Leverage
Fair Value: US$2.38 42.5% undervalued intrinsic discount
8 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Mortgage Margins Will Contract As Digital Rivals Intensify Market Pressure
Fair Value: US$1.45 5.5% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
loanDepot, Inc. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- -0.27
- 89.69%
- -5.10%
- 1,577.1%
About LDI
- Founded
- 2010
- Employees
- 4700
- CEO
- WebsiteView website
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
