Digital Banking And Hybrid Model Will Expand Consumer Access

Published
24 Sep 24
Updated
14 Aug 25
AnalystConsensusTarget's Fair Value
US$17.95
13.6% undervalued intrinsic discount
14 Aug
US$15.50
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1Y
42.1%
7D
3.4%

Author's Valuation

US$18.0

13.6% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on31 Jul 25
Fair value Increased 16%

Despite slightly lower consensus revenue growth forecasts, a significant improvement in net profit margin has driven analysts to raise LendingClub's fair value estimate, reflected in the higher price target of $17.75. What's in the News Shareholders did not approve proposed amendments to phase in declassification of the Board and remove supermajority voting requirements for amending governing documents.

Shared on01 May 25
Fair value Decreased 9.65%

Shared on23 Apr 25
Fair value Decreased 2.12%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Decreased 0.57%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Decreased 0.057%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on11 Mar 25
Fair value Increased 15%

AnalystConsensusTarget has increased revenue growth from 0.7% to 5.4%, decreased profit margin from 20.2% to 14.7% and increased future PE multiple from 11.8x to 13.0x.