Shared on07 Aug 25Fair value Increased 21%
Despite a reduction in consensus revenue growth forecasts, a notable improvement in net profit margin has driven the consensus analyst price target for Upstart Holdings up from $67.36 to $76.86. What's in the News Upstart provided Q3 2025 guidance of $280 million revenue with a GAAP net loss of $9 million; full-year 2025 guidance is $1.055 billion revenue and $35 million GAAP net income.
Shared on29 Jul 25Fair value Decreased 18%
Analysts have lowered their price target for Upstart Holdings from $82.59 to $67.36, citing concerns over take rate compression in its upmarket shift and macroeconomic uncertainty, though the company's AI-driven lending model and large addressable market remain long-term positives. Analyst Commentary Bearish analysts see take rate compression risk due to Upstart's shift upmarket, which could pressure profitability despite its position as a leading marketplace lender.
Shared on01 May 25Fair value Decreased 0.11%
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Shared on24 Apr 25Fair value Decreased 0.35%
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Shared on17 Apr 25Fair value Decreased 4.34%
AnalystConsensusTarget made no meaningful changes to valuation assumptions.
Shared on09 Apr 25
AnalystConsensusTarget made no meaningful changes to valuation assumptions.
Shared on02 Apr 25Fair value Increased 8.63%
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Shared on26 Mar 25Fair value Increased 28%
AnalystConsensusTarget made no meaningful changes to valuation assumptions.