SOFI Share Price Performance
US$27.28
10.40 (61.61%)
0.5% overvalued intrinsic discount
US$27.15
Fair Value
Price US$27.28
AnalystConsensusTarget US$27.15
FatPie US$79.54
yiannisz US$14.00
Fair ValueUS$27.15
Share Pricen/a
SoFi Technologies, Inc. Stock Price
- 5 Narratives written by author
- 5 Comments on narratives written by author
- 848 Fair Values set on narratives written by author
SOFI Community Narratives
AN
Fair Value US$27.15 0.5% overvalued intrinsic discount
Lower Rates And Sector Sentiment Will Drive Lending And Profit Margins Forward
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2users have commented on this narrative
320users have followed this narrative
FA
Fair Value US$79.54 65.7% undervalued intrinsic discount
Estimated Share Price is $79.54 using the Buffett Value Calculation
1users have liked this narrative
1users have commented on this narrative
7users have followed this narrative
YI
Fair Value US$14 94.9% overvalued intrinsic discount
SoFi’s Growth Engine Powers Ahead
1users have liked this narrative
2users have commented on this narrative
105users have followed this narrative
Estimated Share Price is $79.54 using the Buffett Value Calculation
Using the Buffett Value Calculation with P/E = $46.02, Growth Rate = 39.18%, and EPS ttm = $0.55 (source: FinViz, 12/8/25) - the Estimated Share Price is $79.54 with a Buy Price set at $39.77 or less.Read more
1users have liked this narrative
1users have commented on this narrative
7users have followed this narrative
FA
US$79.54
65.7% undervalued intrinsic discount
FatPie's Fair Value
Revenue
42.65% p.a.
Profit Margin
19.46%
Future PE
54.69x
Price in 2030
US$122.29
SoFi’s Growth Engine Powers Ahead
SoFi Technologies (SOFI) continues to ride the waves in the financial world, propelled by robust membership growth, product adoption, and diversification across its ecosystem. In Q3 2024, the company declared a massive stock price increase over the past month, propelled by investors’ strong confidence in the company’s performance and general potential for further growth.Read more
1users have liked this narrative
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105users have followed this narrative
YI
US$14
94.9% overvalued intrinsic discount
yiannisz's Fair Value
Revenue
15.27% p.a.
Profit Margin
7.32%
Future PE
80.21x
Price in 2029
US$19.78
Lower Rates And Sector Sentiment Will Drive Lending And Profit Margins Forward
Key Takeaways Investor expectations may be too optimistic about ongoing rapid growth in digital adoption, cross-sell potential, and new revenue streams. Rising competition, macroeconomic risks, and regulatory uncertainty could hinder projected margin expansion and profitability.Read more
0users have liked this narrative
2users have commented on this narrative
320users have followed this narrative
AN
US$27.15
0.5% overvalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
18.94% p.a.
Profit Margin
19.97%
Future PE
45.7x
Price in 2028
US$34.21
Digital Banking And AI Will Transform Tech Ecosystems
Key Takeaways SoFi's innovative tech, AI adoption, and expanding product suite position it to capture outsized market share and drive structurally higher margins in digital finance. Scalable platform partnerships and deep consumer engagement enable robust cross-selling, unlocking high-margin revenue streams and resilience against economic cycles.Read more
1users have liked this narrative
0users have commented on this narrative
84users have followed this narrative
AN
US$30
9.1% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
27.75% p.a.
Profit Margin
24.79%
Future PE
35.47x
Price in 2028
US$37.87
Rising Blockchain Regulation And Fintech Competition Will Erode Profitability
Key Takeaways Mounting regulatory, interest rate, and policy shifts threaten core lending and emerging segments, pressuring margins and complicating expansion of SoFi's digital-focused business model. Fierce competition, customer acquisition costs, and high equity compensation risk eroding profitability through shareholder dilution, ongoing expense pressure, and muted earnings per share growth.Read more
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5users have followed this narrative
AN
US$8.92
205.8% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
17.63% p.a.
Profit Margin
15.32%
Future PE
21.86x
Price in 2028
US$11.26
Trending Discussion
Recently Updated Narratives
FA
Estimated Share Price is $79.54 using the Buffett Value Calculation
Fair Value: US$79.54 65.7% undervalued intrinsic discount
7 followersusers have followed this narrative
1 commentusers have commented on this narrative
0 likesusers have liked this narrative
YI
SoFi’s Growth Engine Powers Ahead
Fair Value: US$14 94.9% overvalued intrinsic discount
105 followersusers have followed this narrative
2 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
SOFI: Loan Platform Maturity And Easing Rates Will Shape Future Performance
Fair Value: US$27.15 0.5% overvalued intrinsic discount
320 followersusers have followed this narrative
2 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
SoFi Technologies, Inc. Key Details
About SOFI
- Founded
- 2011
- Employees
- 5000
- CEO
- WebsiteView website
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
