SoFi Technologies

Rising Blockchain Regulation And Fintech Competition Will Erode Profitability

AnalystLowTarget

Not Invested

Consensus Narrative from 18 Analysts

Published

11 Jul 25

Updated

09 Aug 25

AnalystLowTarget's Fair Value

US$8.84

167.4% overvalued

09 Aug

US$23.65

256.2%

9.8%

Author's Valuation

US$8.8

167.4% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

US$8.8

167.4% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

16.23%

Consumer Finance revenue growth rate

0.85%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.04%

Calculation

US$696.00m

Earnings '28

20.34x

PE Ratio '28

US$14.16b

Market Cap '28

US$14.16b

Market Cap '28

1.27b

No. shares '28

US$11.16

Share Price '28

US$11.16 Share Price '28

Discounted to 2025 @ 8.05% p.a.

US$8.84

Fair Value '25