SoFi Technologies

Rising Blockchain Regulation And Fintech Competition Will Erode Profitability

AnalystLowTarget

Not Invested

Community Contributor

Published

11 Jul 25

AnalystLowTarget's Fair Value

US$8.92

188.8% overvalued

03 Sep

US$25.76

230.7%

-9.4%

230.7%

-9.4%

You can edit this narrative until Jul 11 10:28 PM. Then, changes will post as Updates.

Author's Valuation

US$8.92188.8% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

US$8.92

188.8% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

16.41%

Consumer Finance revenue growth rate

0.84%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.07%

Calculation

US$755.41m

Earnings '28

21.86x

PE Ratio '28

US$16.51b

Market Cap '28

US$16.51b

Market Cap '28

1.47b

No. shares '28

US$11.26

Share Price '28

US$11.26 Share Price '28

Discounted to 2025 @ 8.08% p.a.

US$8.92

Fair Value '25