Private Credit Partnership And Capital Return Strategy Will Increase Long Term Earnings And Risk

AnalystLowTarget

Analyst Low Target compiles bearish analysts opinions to create narratives which represent one standard deviation below the consensus price target, using forecasted revenue and earnings figures, as well as the transcripts of earnings calls.

Published

15 Dec 25

Updated

26 Jun 26

Views

Not Invested

Shared on 26 Jun 26

Fair value Decreased 4.82%

SLM: Refining Earnings Power As Legal And Capital Returns Stories Unfold

A whistleblower lawsuit claims SLM built an advertising setup that sells or shares students’ personal data, raising a new reputational and legal risk alongside its core lending business. At the same time, SLM keeps buying back stock and Wall Street keeps shifting its views on what the company’s earnings are really worth.

2 views

Fair Value vs Share Price

US$23

vs US$25.3410.2% overvalued

-5.5%

Revenue growth

42.4%

Profit margin

Recent News & Updates

No updates

Recent updates

No updates

Stay ahead on SLM

Fair value estimate changes
Narrative and analyst updates
Key company announcements

Company analysis

Undervalued with mediocre balance sheet.

Market capUS$4.8b

PB2.2x

Estimated Growth-3.4%

Dividend Yield2.1%

Full analysis

CEO & management

Jonathan Witter

CEO

3.9yrs

CEO Tenure

Through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States.