Advanced AI Integration And Embedded Finance Will Drive Global Expansion

Published
21 Nov 24
Updated
20 Aug 25
AnalystConsensusTarget's Fair Value
US$50.49
41.2% undervalued intrinsic discount
20 Aug
US$29.68
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1Y
19.5%
7D
-14.9%

Author's Valuation

US$50.5

41.2% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on16 Aug 25
Fair value Decreased 9.59%

The reduction in Qfin Holdings' consensus analyst price target—from $55.85 to $52.48—reflects a downward revision in both growth and earnings expectations, as evidenced by lower forecast revenue growth and a substantially reduced future P/E ratio. What's in the News Board approved a dividend of USD 0.38 per Class A share (USD 0.76 per ADS) for the first half of 2025, with payment dates set for late September.

Shared on01 May 25
Fair value Decreased 5.06%

Shared on23 Apr 25
Fair value Increased 0.29%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25
Fair value Decreased 0.17%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Increased 1.17%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Decreased 1.49%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25
Fair value Increased 6.41%

AnalystConsensusTarget has increased revenue growth from 3.1% to 6.2%.

Shared on19 Mar 25
Fair value Increased 12%

AnalystConsensusTarget has decreased revenue growth from 4.9% to 3.1%.

Shared on12 Mar 25
Fair value Decreased 11%

AnalystConsensusTarget has decreased revenue growth from 7.2% to 4.9%.