Update shared on16 Aug 2025
Fair value Decreased 9.59%The reduction in Qfin Holdings' consensus analyst price target—from $55.85 to $52.48—reflects a downward revision in both growth and earnings expectations, as evidenced by lower forecast revenue growth and a substantially reduced future P/E ratio.
What's in the News
- Board approved a dividend of USD 0.38 per Class A share (USD 0.76 per ADS) for the first half of 2025, with payment dates set for late September.
- Qfin expects Q3 2025 net income between RMB 1.52 billion and RMB 1.72 billion, maintaining a prudent business outlook amid macro uncertainties.
- Company board met to approve unaudited financial results for Q2 and H1 2025 and considered dividend recommendations.
- Shareholders approved the Fourth Amended and Restated Memorandum and Articles of Association, replacing the previous version.
- Completed share buybacks: 4.4 million shares (3.1%) for $178 million and 5.1 million shares (3.63%) for $227 million; issued net income guidance for Q2 2025 between RMB 1.65 billion and RMB 1.75 billion.
Valuation Changes
Summary of Valuation Changes for Qfin Holdings
- The Consensus Analyst Price Target has fallen from $55.85 to $52.48.
- The Future P/E for Qfin Holdings has significantly fallen from 6.67x to 0.84x.
- The Consensus Revenue Growth forecasts for Qfin Holdings has fallen from 7.1% per annum to 6.4% per annum.
Disclaimer
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