PayPal Holdings

Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

18 Jul 24

Updated

05 Dec 25

Views

1.6k

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

-31.4%

7D

-3.0%

Loading

1Y

-31.4%

7D

-3.0%

You can edit this narrative until Dec 6 11:05 PM. Then, changes will post as Updates.

Author's Valuation

US$8227.1% undervalued

AnalystConsensusTarget Fair Value

Shared on 05 Dec 25

Fair value Decreased 0.27%

PYPL: AI Commerce Partnerships Will Drive Future Upside Potential

Analysts have modestly raised their price target on PayPal Holdings to a range of about $80 to $100 per share, reflecting greater confidence in accelerating revenue growth, improving contributions from unbranded processing and Buy Now, Pay Later, and new AI driven partnerships, even as they temper expectations for near term profitability and valuation multiples. Analyst Commentary Recent research commentary reflects a more constructive stance on PayPal, with several bullish analysts raising price targets into the high $70s to low $100s as execution improves across core and newer initiatives.

Shared on 21 Oct 25

Fair value Decreased 0.36%

Analysts have reduced their fair value estimate for PayPal Holdings slightly from $82.52 to $82.22. They cite ongoing transaction margin headwinds and near-term uncertainty in branded checkout growth as the main drivers for the modest adjustment.

Shared on 07 May 25

Fair value Decreased 3.44%

Shared on 30 Apr 25

Fair value Decreased 3.51%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 23 Apr 25

Fair value Decreased 0.32%

AnalystConsensusTarget has decreased shares outstanding growth rate from -0.1% to -0.1%.

Shared on 16 Apr 25

Fair value Decreased 5.67%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 0.85%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 0.074%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Increased 15%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 10 Mar 25

Fair value Decreased 21%

AnalystConsensusTarget Fair Value

US$82

27.1% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

5.94%

Diversified Financial revenue growth rate

0.30%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

7.76%

Calculation

US$5.94b

Earnings '28

x

13.65x

PE Ratio '28

=

US$81.10b

Market Cap '28

US$81.10b

Market Cap '28

/

791.68m

No. shares '28

=

US$102.44

Share Price '28

US$102.44 Share Price '28

Discounted to 2025 @ 7.73% p.a.

=

US$81.93

Fair Value '25