Oportun Financial

Advanced Data Analytics And Digital Lending Will Secure Enduring Success

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

01 Jun 25

AnalystConsensusTarget's Fair Value

US$9.20

44.7% undervalued

04 Sep

US$5.09

97.3%

-12.2%

97.3%

-12.2%

You can edit this narrative until Jun 1 8:40 PM. Then, changes will post as Updates.

Author's Valuation

US$9.244.7% undervalued

AnalystConsensusTarget Fair Value

Narrative

Updates0

AnalystConsensusTarget Fair Value

US$9.2

44.7% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

14.94%

Consumer Finance revenue growth rate

0.85%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

12.32%

Calculation

US$187.26m

Earnings '28

5.61x

PE Ratio '28

US$1.05b

Market Cap '28

US$1.05b

Market Cap '28

80.60m

No. shares '28

US$13.04

Share Price '28

US$13.04 Share Price '28

Discounted to 2025 @ 12.32% p.a.

US$9.20

Fair Value '25