China Middle Class Expansion And Digital Adoption Will Boost Outlook

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

14 Feb 25

Updated

26 Nov 25

n/a

AnalystConsensusTarget's Fair Value

n/a

-39.8%

-0.6%

-39.8%

-0.6%

You can edit this narrative until Nov 27 5:15 PM. Then, changes will post as Updates.

Author's Valuation

US$8.8863.1% undervalued

AnalystConsensusTarget Fair Value

Narrative

Updates3

Shared on 26 Nov 25

Fair value Decreased 23%

LX: Share Repurchase Will Drive Future Upside Despite Margin Pressures

Analysts have revised LexinFintech Holdings' fair value estimate down from $11.50 to $8.88. This change reflects tougher revenue growth expectations and reduced profit margins in their most recent assessment.

Shared on 19 Mar 25

Fair value Increased 87%

Shared on 13 Mar 25

Fair value Decreased 47%

AnalystConsensusTarget has decreased revenue growth from 6.2% to 3.8%, decreased future PE multiple from 4.5x to 2.6x and decreased shares outstanding growth rate from 0.0% to 0.0%.

AnalystConsensusTarget Fair Value

US$8.88

63.1% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

5.92%

Consumer Finance revenue growth rate

0.71%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

11.59%

Calculation

CN¥3.06b

Earnings '28

4.98x

PE Ratio '28

CN¥15.21b

Market Cap '28

CN¥15.21b

Market Cap '28

176.33m

No. shares '28

CN¥86.29

Share Price '28

CN¥86.29 Share Price '28

Discounted to 2025 @ 11.18% p.a.

CN¥62.79

Fair Value '25

CN¥62.79 Fair Value '25

Converted to USD @ 0.1411 CNY/USD Exchange Rate

US$8.86

Fair Value '25