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LexinFintech Holdings
LX
LexinFintech Holdings
Urbanization And AI Will Transform Digital Consumer Finance
AN
AnalystHighTarget
Not Invested
Consensus Narrative from 5 Analysts
Published
23 Jul 25
Updated
23 Jul 25
1
Set Fair Value
0
votes
Share
AnalystHighTarget
's Fair Value
US$14.20
55.7% undervalued
intrinsic discount
23 Jul
US$6.29
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1Y
283.5%
7D
-0.9%
Author's Valuation
US$14.2
55.7% undervalued
intrinsic discount
AnalystHighTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystHighTarget Fair Value
US$14.2
55.7% undervalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
-362m
18b
2015
2017
2019
2021
2023
2025
2027
2028
Revenue CN¥17.6b
Earnings CN¥4.2b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
6.69%
Consumer Finance revenue growth rate
0.85%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
9.99%
Calculation
CN¥4.21b
Earnings '28
x
5.73x
PE Ratio '28
=
CN¥24.13b
Market Cap '28
CN¥24.13b
Market Cap '28
/
180.47m
No. shares '28
=
CN¥133.68
Share Price '28
CN¥133.68
Share Price '28
Discounted to 2025 @ 9.78% p.a.
=
CN¥101.05
Fair Value '25
CN¥101.05
Fair Value '25
Converted to USD @ 0.1394 CNY/USD Exchange Rate
=
US$14.08
Fair Value '25