Dashboard
Portfolios
Watchlist
Community
Discover
Screener
Community
/
United States
/
Diversified Financials
/
LexinFintech Holdings
LX
LexinFintech Holdings
Chinese Fintech Tightening Will Shrink Margins And Raise Risks
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 5 Analysts
Published
24 Jul 25
Updated
10 Aug 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
US$4.79
38.7% overvalued
intrinsic discount
10 Aug
US$6.65
Loading
1Y
288.9%
7D
3.4%
Author's Valuation
US$4.8
38.7% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
US$4.8
38.7% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
-362m
17b
2015
2017
2019
2021
2023
2025
2027
2028
Revenue CN¥17.5b
Earnings CN¥4.2b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
13.87%
Consumer Finance revenue growth rate
0.86%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
9.86%
Calculation
CN¥4.22b
Earnings '28
x
1.98x
PE Ratio '28
=
CN¥8.38b
Market Cap '28
CN¥8.38b
Market Cap '28
/
185.68m
No. shares '28
=
CN¥45.12
Share Price '28
CN¥45.12
Share Price '28
Discounted to 2025 @ 9.95% p.a.
=
CN¥33.95
Fair Value '25
CN¥33.95
Fair Value '25
Converted to USD @ 0.1392 CNY/USD Exchange Rate
=
US$4.73
Fair Value '25