Encore Capital Group

US Credit Dynamics And Digital Collections Will Unlock Value

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

28 May 25

Updated

06 Dec 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

9.1%

7D

1.6%

Loading

1Y

9.1%

7D

1.6%

You can edit this narrative until Dec 7 2:05 AM. Then, changes will post as Updates.

Author's Valuation

US$60.2510.9% undervalued

AnalystConsensusTarget Fair Value

Shared on 06 Dec 25

ECPG: Expanded Share Repurchases Will Support Stronger Future Share Price Performance

Analysts have raised their price target on Encore Capital Group slightly to align with a refined fair value estimate of $60.25. This reflects stable growth and margin assumptions that support a modestly improved outlook.

Shared on 22 Nov 25

ECPG: Expanded Share Buybacks Will Drive Future Share Price Gains

Analysts have revised their price target for Encore Capital Group, lowering it from $60.25 to $60.25. This reflects a minimal adjustment as updated projections for future price-to-earnings ratios shift slightly.

Shared on 07 Nov 25

Fair value Increased 5.24%

ECPG: Updated Outlook Suggests Profitability Will Drive Higher Share Prices

Analysts have raised their price target for Encore Capital Group from $57.25 to $60.25 per share. They cite an updated assessment of growth prospects and profitability, despite modest adjustments to revenue forecasts and profit margins.

AnalystConsensusTarget Fair Value

US$60.25

10.9% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

7.64%

Consumer Finance revenue growth rate

0.71%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

12.50%

Calculation

US$790.51m

Earnings '28

x

1.95x

PE Ratio '28

=

US$1.54b

Market Cap '28

US$1.54b

Market Cap '28

/

18.61m

No. shares '28

=

US$82.98

Share Price '28

US$82.98 Share Price '28

Discounted to 2025 @ 12.50% p.a.

=

US$58.28

Fair Value '25