US Urbanization And Tech Modernization Will Drive Lending Expansion

Published
29 Aug 24
Updated
07 Aug 25
AnalystConsensusTarget's Fair Value
US$467.50
0.9% undervalued intrinsic discount
07 Aug
US$463.17
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1Y
4.3%
7D
3.3%

Author's Valuation

US$467.5

0.9% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on04 Aug 25
Fair value Decreased 5.60%

A substantial decline in Credit Acceptance's net profit margin alongside a higher future P/E multiple signals increased concerns over profitability and valuation, driving the consensus price target down from $495.25 to $467.50. What's in the News From April 1, 2025 to June 30, 2025, Credit Acceptance repurchased 528,462 shares (4.5%) for $259.06 million.

Shared on07 May 25
Fair value Decreased 13%

Shared on30 Apr 25
Fair value Increased 11%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Increased 2.58%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Increased 11%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on10 Mar 25
Fair value Decreased 8.92%

AnalystConsensusTarget has decreased revenue growth from 56.6% to 49.8%.