Ujjivan Small Finance Bank

Board Initiatives And Lending Focus Will Drive Revenue And Profitability Forward

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

13 Mar 25

Updated

07 Dec 25

Views

149

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

51.7%

7D

2.8%

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1Y

51.7%

7D

2.8%

You can edit this narrative until Dec 8 6:05 PM. Then, changes will post as Updates.

Author's Valuation

₹57.86.7% undervalued

AnalystConsensusTarget Fair Value

Shared on 07 Dec 25

Fair value Increased 0.58%

UJJIVANSFB: Future Fundraising And Stable Earnings Will Shape Measured Outlook

Analysts have raised their fair value price target for Ujjivan Small Finance Bank slightly to ₹57.80 from about ₹57.47, citing incremental improvements in long term earnings assumptions and valuation multiples. What's in the News The board has scheduled a meeting on October 17, 2025 to consider and approve unaudited financial results for the quarter and half year ended September 30, 2025, along with the limited review report from joint statutory auditors Deloitte Haskins and Sells and Abarna and Ananthan (company filing).

Shared on 23 Nov 25

Fair value Increased 0.23%

UJJIVANSFB: Fundraising Plans And Consistent Performance Will Shape Future Prospects

Analysts have slightly raised their price target for Ujjivan Small Finance Bank from ₹57.33 to ₹57.47, citing minor improvements in fair value estimates and discount rates in their latest assessment. What's in the News The bank's Board Meeting is scheduled for October 17, 2025, to consider and approve the Unaudited Financial Results for the quarter and half year ended September 30, 2025, along with a limited review report by the joint statutory auditors, M/s.

Shared on 08 Nov 25

UJJIVANSFB: Fundraising Plans And Stable Outlook Will Drive Future Prospects

Analysts have modestly revised their price target for Ujjivan Small Finance Bank, maintaining it at ₹57.33 per share. They cite a slight reduction in the forecast discount rate as the primary rationale for their unchanged outlook.

Shared on 25 Oct 25

Fair value Increased 4.50%

Analysts have raised their price target for Ujjivan Small Finance Bank from ₹54.87 to ₹57.33, citing expectations of stronger revenue growth and improved profit margins. What's in the News Upcoming board meetings scheduled for October 14 and October 17, 2025, to consider and approve unaudited financial results for the quarter and half year ended September 30, 2025 (Key Developments) The Limited Review Report for these results will be issued by joint statutory auditors, M/s.

Shared on 01 May 25

Fair value Increased 31%

Shared on 24 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 0.48%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Increased 0.17%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 5.36%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 16%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

₹57.8

6.7% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

23.77%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.76%

Calculation

₹16.05b

Earnings '28

x

10.39x

PE Ratio '28

=

₹166.78b

Market Cap '28

₹166.78b

Market Cap '28

/

1.91b

No. shares '28

=

₹87.34

Share Price '28

₹87.34 Share Price '28

Discounted to 2025 @ 14.76% p.a.

=

₹57.78

Fair Value '25